Airport lounge access is one of the most valued credit card perks. Cards range from 2 domestic visits per quarter to unlimited global Priority Pass access.
Our top pick for lounge access credit cards is the AU ixigo from AU (no annual fee, airport lounge access). Best premium pick: Times Black (ICICI, ₹20,000 fee). Ranked from 156 Indian credit cards Vyaya tracks, with fees and earn rates re-verified against issuer terms (October 2026).
AU · No annual fee · 0.5% rewards
SBI · ₹1,499 annual fee · 1.5% rewards
ICICI · ₹20,000 annual fee · 0.8% rewards
AU · ₹4,999 annual fee · 1% rewards
Axis · ₹5,000 annual fee · 1% rewards
ICICI · ₹12,000 annual fee · 0.25% rewards
ICICI · ₹12,499 annual fee · 1.2% rewards
HDFC · ₹10,000 annual fee · 1% rewards
HDFC · ₹12,500 annual fee · 1% rewards
Axis · ₹12,500 annual fee · 1.2% rewards
IDFC First · ₹5,999 annual fee · 0.83% rewards
AMEX · ₹10,000 annual fee · 1% rewards
HSBC · ₹20,000 annual fee · 3% rewards
RBL · ₹7,000 annual fee · 1.25% rewards
Axis · ₹50,000 annual fee · 1.5% rewards