IndusInd Avios Visa Infinite Credit Card Review
Travel card with lounge access
The IndusInd Avios Visa Infinite has a ₹10,000 joining fee and ₹5,000 annual fee + GST. It earns 1.5% back on regular spends and up to 3% on Preferred international destination, with 8 domestic + 8 international airport lounge visits a year. Best for: avios collectors and oneworld flyers — our verdict: recommended.
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The IndusInd Avios Visa Infinite is a specialist travel card for Avios collectors, offering up to 36,000 bonus Avios a year, strong airline earn rates and 8+8 lounge visits. Its high Rs.5,000 annual fee with no waiver and 3.5% base forex mean it only pays off for committed international and oneworld flyers.
Travel card with lounge access
The Bottom Line
The IndusInd Avios Visa Infinite is built for avios/oneworld frequent flyer and international big spender. With a ₹5,000 annual fee, it offers 3% rewards on preferred international destination (pos) (international) and 20,000 bonus points. It makes the most sense if your spending matches avios/oneworld frequent flyer and international big spender.
It earns a base reward rate of 1.5% and stacks best when your spending lines up with Avios/oneworld frequent flyer, International big spender.
Who Should Get This Card
Use this as a quick filter before comparing rewards or fees in detail.
Best fit for
IdealTravellers who redeem Avios on British Airways or Qatar Airways and spend Rs.16 lakh+ annually to capture the full 36,000 bonus Avios.
Those who shop at a fixed preferred destination, earning 6 Avios per Rs.200 and a reduced 1.5% forex markup.
Probably not for
SkipWithout a fee-waiver option, the Rs.5,000 annual fee is hard to offset below the Rs.8 lakh milestone threshold.
Much of the card's value is tied to international and airline spend; domestic-only users underutilise it.
Is It Worth It For You?
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Reward Rates
IndusInd Avios Visa Infinite offers 1.5% basic reward rate.
Quick Calculator
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Welcome Offer
20,000 bonus Avios on signing up / payment of joining fee in the first year.
Milestone Benefits
18,000 bonus Avios on reaching the first cumulative spend of Rs. 8,00,000 in a card anniversary year.
Additional 18,000 bonus Avios on reaching the second cumulative spend of Rs. 8,00,000 (i.e. Rs. 16,00,000 total) in a card anniversary year. Maximum 36,000 milestone bonus Avios per year.
Fees & Charges
Eligibility
- Min Income: ₹12 Lakhs
- Min Credit Score: 750
- Min 12 lakh annual income (salaried/self-employed), CIBIL 750+, age 18-75, Indian resident.
Exclusions & Terms
Forex markup
- Foreign currency markup
Frequently Asked Questions
7 data-backed answers from our card database
Ready to apply?
₹5,000 annual fee. Apply on the IndusInd Bank website.
Apply on IndusInd Bank →We may earn a commission if you apply through this link. It never affects our ratings.
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