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IndusInd Avios Visa Infinite Credit Card: Fees, Rewards & Benefits

Travel card with lounge access

Vyaya Team · Jun 2026
5 min read
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Value Score
8.4 / 10
Annual Fee
₹5,000
Best For
Avios/oneworld frequent flyer, International big spender
Network
Visa
Expert Verdict

The IndusInd Avios Visa Infinite is a specialist travel card for Avios collectors, offering up to 36,000 bonus Avios a year, strong airline earn rates and 8+8 lounge visits. Its high Rs.5,000 annual fee with no waiver and 3.5% base forex mean it only pays off for committed international and oneworld flyers.

INDUSIND BANKVisa
IndusInd Avios Visa Infinite
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REWARD SUMMARY
1.5% Base Rewards
Travel card with lounge access
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The Bottom Line

The IndusInd Avios Visa Infinite is built for avios/oneworld frequent flyer and international big spender. With a ₹5,000 annual fee, it offers 3% rewards on preferred international destination (pos) (international) and 20,000 bonus points. It makes the most sense if your spending matches avios/oneworld frequent flyer and international big spender.

It earns a base reward rate of 1.5% and stacks best when your spending lines up with Avios/oneworld frequent flyer, International big spender.

What we like
+Earns Avios, valued at 1.0-2.0/point, the highest-value currency in this lineup, with 3 Avios per Rs.200 base and 6 Avios per Rs.200 at preferred international destinations
+5 Avios per Rs.200 on Qatar Airways and British Airways bookings, ideal for oneworld flyers
+Generous lounge access: 8 domestic plus 8 international (Priority Pass) visits per year
+Up to 36,000 bonus Avios per year via milestones (18,000 at Rs.8 lakh and another 18,000 at Rs.16 lakh annual spend)
+Reduced 1.5% forex markup at the preferred international destination versus 3.5% elsewhere
What we don't
Steep cost: Rs.10,000 joining fee and Rs.5,000 annual fee with no fee-waiver spend option
High 3.5% forex markup outside the single preferred destination
Education, government, insurance and utilities earn a reduced 1 Avios per Rs.200 (0.5%)
Fuel earns no Avios despite the surcharge waiver

Who Should Get This Card

Use this as a quick filter before comparing rewards or fees in detail.

Best fit for

Ideal
+
Avios/oneworld frequent flyer

Travellers who redeem Avios on British Airways or Qatar Airways and spend Rs.16 lakh+ annually to capture the full 36,000 bonus Avios.

+
International big spender

Those who shop at a fixed preferred destination, earning 6 Avios per Rs.200 and a reduced 1.5% forex markup.

Probably not for

Skip
Low spender

Without a fee-waiver option, the Rs.5,000 annual fee is hard to offset below the Rs.8 lakh milestone threshold.

Domestic-only user

Much of the card's value is tied to international and airline spend; domestic-only users underutilise it.

Is It Worth It For You?

Slide to your typical monthly card spend. We'll do the rest.

Calculate Your Value

Adjust your typical monthly spend by category.

Dining
05,000Max ₹50k
Est. Returns
Travel
010,000Max ₹1L
Est. Returns
Online & Shopping
08,000Max ₹80k
Est. Returns
Groceries
06,000Max ₹40k
Est. Returns
Annual rewards0
Annual fee-₹5,000
Net Value (Year 1)-5,000
Net Value (Year 2+)-5,000

Sign in for personalized estimates based on your actual spending

Reward Rates

IndusInd Avios Visa Infinite offers 1.5% basic reward rate.

Quick Calculator

Estimate earnings for a specific purchase

Preferred international destination (POS) (International)
3%
Qatar Airways / British Airways (airline website or app) (Travel)
2.5%
Utility
0.5%

Welcome Offer

20,000 Avios

20,000 bonus Avios on signing up / payment of joining fee in the first year.

Milestone Benefits

Spend ₹8,00,000

18,000 bonus Avios on reaching the first cumulative spend of Rs. 8,00,000 in a card anniversary year.

Spend ₹16,00,000

Additional 18,000 bonus Avios on reaching the second cumulative spend of Rs. 8,00,000 (i.e. Rs. 16,00,000 total) in a card anniversary year. Maximum 36,000 milestone bonus Avios per year.

Fees & Charges

Joining fee₹10,000
Annual fee₹5,000
Fee waiverN/A

Eligibility

  • Min Income: ₹12 Lakhs
  • Min Credit Score: 750
  • Min 12 lakh annual income (salaried/self-employed), CIBIL 750+, age 18-75, Indian resident.

Exclusions & Terms

Forex markup

  • Foreign currency markup

Frequently Asked Questions

3 data-backed answers from our card database

What is the annual fee of the IndusInd Avios Visa Infinite?+

The IndusInd Avios Visa Infinite has an annual fee of ₹5,000.

What rewards does the IndusInd Avios Visa Infinite offer?+

It earns Avios, with accelerated earning on Travel, Utilities.

Does the IndusInd Avios Visa Infinite offer airport lounge access?+

Yes, it includes complimentary airport lounge access. See the benefits section for visit limits.

Ready to apply?

₹5,000 annual fee. Apply on the IndusInd Bank website.

Apply on IndusInd Bank

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