Smart credit card optimization

The right card for every
travel purchase

Stop leaving money on the table. We tell you which card to use for every transaction to maximize your rewards.

No credit card required
Free forever
Privacy first
2,000+ users
4.9/5 rating
100+ cards analyzed
The Problem

Indians lose ₹5,000-15,000 annually by using the wrong card

Different cards reward different categories. Using a travel card for groceries or a shopping card for dining means you're leaving money on the table.

Wrong Card Choice

Using 1% card when you could get 5%

Loss: ₹3,000/year

😴

Unused Benefits

Lounge access, insurance never claimed

Loss: ₹5,000/year

🎯

Missed Milestones

Just ₹2K away from bonus points

Loss: ₹4,000/year

The Solution

RewardStack optimizes every swipe

We analyze your spending and tell you exactly which card to use, when to use it, and how much you'll earn.

Smart Card Matching

We analyze your spending patterns and recommend cards that actually fit your lifestyle, not just the popular ones.

89%match accuracy

Optimize Every Swipe

Know exactly which card to use for each purchase. Never miss out on bonus categories or accelerated rewards again.

3.5xmore rewards

Track Missed Value

See exactly how much you're leaving on the table with your current cards. Detailed breakdowns by category.

₹12Kavg. saved/year
How It Works

Start optimizing in minutes

Four simple steps to unlock your credit card's full potential

Step 1

Tell us about yourself

Quick questions about your spending habits and what you value most in a card.

Step 2

Upload your statements

We analyze your actual transactions to understand where your money goes. Secure and private.

Step 3

Get personalized insights

See which cards match your needs and exactly how much you could be earning.

Step 4

Optimize every purchase

Know exactly which card to use before you swipe. Never miss rewards again.

Everything you need to maximize rewards

Powerful tools designed to help you get the most from your credit cards

Rewards Calculator

See points before you spend at any merchant

Card Comparison

Side-by-side analysis of fees and benefits

Spending Analytics

Visualize where your money goes

Quick Optimizer

Instant best card recommendation

Privacy First

Your data stays yours, always

Milestone Tracker

Never miss a bonus again

Try Our Rewards Calculator

Select your card, enter a merchant, and instantly see how many points you'll earn. No signup required.

Open Calculator

Frequently Asked Questions

Everything you need to know about credit cards

How do I choose the right credit card?

Consider your spending habits (travel, shopping, groceries), preferred rewards (cashback vs miles), and whether you're willing to pay an annual fee.

Does checking my eligibility affect my credit score?

No, we perform a 'soft pull' which does not impact your credit score. A 'hard pull' only happens when you officially apply for the card.

How long does it take to get approved?

Many cards offer instant approval decisions. If approved, you can typically receive your physical card within 5-7 business days.

Can I have multiple credit cards?

Yes, having multiple cards can be beneficial for maximizing rewards across different categories, as long as you manage them responsibly.

Ready to stop leaving money on the table?

Join thousands of Indians who are maximizing their credit card rewards.

No credit card required • Free forever for basic features