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Axis Samsung Infinite Credit Card Review

Shopping card with lounge access

The Axis Samsung Infinite has a ₹5,000 annual fee + GST, waived on ₹7,00,000 annual spend. It earns 1% back on regular spends and up to 3% on Samsung website & service centers, with 8 domestic + 6 international airport lounge visits a year. Best for: samsung buyers and high online spenders — our verdict: recommended.

Vyaya Team · Jun 2026
5 min read
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Value Score
9.6 / 10
Annual Fee
₹5,000
Best For
Samsung ecosystem buyer, Premium online spender
Network
Visa
Expert Verdict

A Super Premium card that shines for Samsung loyalists and heavy online spenders thanks to 3x earn (up to ~12% at 0.8/point) on Samsung and key partner brands, plus solid lounge and insurance benefits. The Rs.5,000 fee and Rs.7 lakh waiver mean it pays off mainly for high, category-aligned spenders.

AXIS BANKVisa
Axis Samsung Infinite
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REWARD SUMMARY
1% Base Rewards
Shopping card with lounge access
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The Bottom Line

The Axis Samsung Infinite is built for samsung ecosystem buyer and premium online spender. With a ₹5,000 annual fee that is waived on ₹7,00,000 yearly spend, it offers 3% rewards on samsung website & service centers (shopping) and 30,000 bonus points. It makes the most sense if your spending matches samsung ecosystem buyer and premium online spender.

It earns a base reward rate of 1% and stacks best when your spending lines up with Samsung ecosystem buyer, Premium online spender. The renewal fee gets easier to justify once you can hit ₹7,00,000 in yearly spend.

What we like
+Accelerated 3x earn of 15 EDGE Reward Points per Rs.100 on Samsung purchases (cap 10,000 points/month) and on BigBasket, Myntra, Tata 1mg, Urban Company and Zomato (cap 5,000 points/month).
+Best point value of 0.8/point makes the top earn rate worth up to ~12% on Samsung spends when redeemed optimally.
+Generous lounge access with 8 domestic and 6 international (Priority Pass) visits a year, plus Rs.5 crore air accident cover and Rs.5 lakh credit shield.
+Annual fee of Rs.5,000 waived on spends of Rs.7,00,000, with 24x7 concierge, 4 golf rounds and up to 20% dining discounts.
What we don't
–Steep Rs.5,000 joining and Rs.5,000 annual fee with a high Rs.7 lakh waiver threshold.
–Accelerated Samsung and partner caps (10,000 and 5,000 points/month) limit how much bonus earning is possible.
–3.5% foreign currency markup despite a Super Premium positioning.
–No rewards on fuel, utilities, insurance, rent, education, government, wallet loads or EMI; rent also carries a 1% surcharge capped at Rs.1,500.

Who Should Get This Card

Use this as a quick filter before comparing rewards or fees in detail.

Best fit for

Ideal
+
Samsung ecosystem buyer

Frequent buyers of Samsung devices and services who can fill the 10,000-point monthly cap at 15 points per Rs.100.

+
Premium online spender

Households spending heavily on BigBasket, Myntra, Tata 1mg, Urban Company and Zomato who can hit the Rs.7 lakh waiver.

Probably not for

Skip
–
Low spender

Those who cannot reach the Rs.7 lakh waiver or fill the accelerated caps will struggle to justify the Rs.5,000 fee.

–
Overseas traveller

The 3.5% forex markup makes international spending costly versus dedicated low-forex cards.

Is It Worth It For You?

Slide to your typical monthly card spend. We'll do the rest.

Calculate Your Value

Adjust your typical monthly spend by category.

Dining
0₹5,000Max ₹50k
Est. Returns
Travel
0₹10,000Max ₹1L
Est. Returns
Online & Shopping
0₹8,000Max ₹80k
Est. Returns
Groceries
0₹6,000Max ₹40k
Est. Returns
Annual rewards₹0
Annual fee-₹5,000
Net Value (Year 1)₹-5,000
Net Value (Year 2+)₹-5,000
Progress to fee waiver0%

Spend ₹7,00,000 more to waive annual fee

Sign in for personalized estimates based on your actual spending

Reward Rates

Axis Samsung Infinite offers 1% basic reward rate.

Quick Calculator

Estimate earnings for a specific purchase

₹
Samsung website & service centers (Shopping)
3%
BigBasket, Myntra, Tata 1mg, Urban Company, Zomato (Other)
3%

Welcome Offer

30,000 EDGE REWARD Points

On completion of 3 transactions within 30 days of card issuance.

Milestone Benefits

Spend ₹7,00,000

Annual fee waiver on spends of Rs. 7,00,000 in the preceding year.

Fees & Charges

Joining fee₹5,000
Annual fee₹5,000
Fee waiverSpend > ₹7,00,000

Eligibility

  • Min Income: ₹9 Lakhs
  • Min Credit Score: 750
  • Age 18-70; min annual income ~₹9L salaried; Visa Infinite network; new applications currently not accepted.

Exclusions & Terms

Forex markup

  • Foreign currency markup

Indian Railways/IRCTC

  • Surcharge as prescribed by Indian Railways is applicable, but a 1% waiver is provided by the bank.

EMI Conversion

  • No reward points on purchases converted to EMI

Cash Advance

  • No reward points

Card Fees & Charges

  • No reward points

Frequently Asked Questions

8 data-backed answers from our card database

What is the annual fee of the Axis Samsung Infinite credit card?+

The Axis Samsung Infinite has a ₹5,000 annual fee + GST, waived on ₹7,00,000 annual spend.

What rewards does the Axis Samsung Infinite credit card give?+

It earns 5 EDGE REWARD Points per ₹100 spent (about 1% back), and up to 3% on Samsung website & service centers.

Does the Axis Samsung Infinite credit card offer airport lounge access?+

Yes — 8 domestic + 6 international airport lounge visits a year. Check the card's terms for any spend condition before your trip.

What is the eligibility for the Axis Samsung Infinite credit card?+

Minimum annual income of about ₹9 lakh and a credit score of 750+. Age 18-70; min annual income ~₹9L salaried; Visa Infinite network; new applications currently not accepted.

What is the forex markup on the Axis Samsung Infinite?+

3.5% + GST on international transactions.

What is the welcome benefit on the Axis Samsung Infinite?+

On completion of 3 transactions within 30 days of card issuance.

How can I get the Axis Samsung Infinite annual fee waived?+

Spend ₹7,00,000 or more in a card year and the ₹5,000 renewal fee is waived.

Is the Axis Samsung Infinite credit card worth it?+

The Axis Samsung Infinite has a ₹5,000 annual fee + GST, waived on ₹7,00,000 annual spend. It earns 1% back on regular spends and up to 3% on Samsung website & service centers, with 8 domestic + 6 international airport lounge visits a year. Best for: samsung buyers and high online spenders — our verdict: recommended.

Ready to apply?

₹5,000 annual fee. Apply on the Axis Bank website.

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