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Standard Chartered EaseMyTrip Credit Card: Fees, Rewards & Benefits

Travel card with lounge access

Vyaya Team · Jun 2026
5 min read
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Value Score
8.0 / 10
Annual Fee
₹350
Best For
EaseMyTrip Loyalist, Occasional Domestic Traveller
Network
Visa
Expert Verdict

The SC EaseMyTrip card is a low-fee travel card whose value hinges on the 10-20% instant discounts for EaseMyTrip bookings. At 0.25 INR per point and a 3.5% forex markup, its rewards are modest, so it suits EaseMyTrip-loyal travellers best.

STANDARD CHARTEREDVisa
Standard Chartered EaseMyTrip
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REWARD SUMMARY
0.5% Base Rewards
Travel card with lounge access
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The Bottom Line

The Standard Chartered EaseMyTrip is built for easemytrip loyalist and occasional domestic traveller. With a ₹350 annual fee that is waived on ₹50,000 yearly spend, it offers 2.5% rewards on travel and airport lounge access. It makes the most sense if your spending matches easemytrip loyalist and occasional domestic traveller.

It earns a base reward rate of 0.5% and stacks best when your spending lines up with EaseMyTrip Loyalist, Occasional Domestic Traveller. The renewal fee gets easier to justify once you can hit ₹50,000 in yearly spend.

What we like
+Very low cost: INR 350 joining and INR 350 annual fee, with the annual fee reversed on just INR 50,000 of annual spend.
+Accelerated 10 points per INR 100 (5x the 2-per-INR-100 base) on travel spends.
+Flat 10% instant discount on EaseMyTrip flights (up to INR 1,000 domestic / INR 5,000 international per transaction) and 20% on hotels (up to INR 5,000 domestic / INR 10,000 international).
+2 complimentary domestic airport lounge visits per year.
+Rs 125 off bus bookings on EaseMyTrip over INR 500.
What we don't
Reward points are worth only 0.25 INR each, so even the 10x travel rate is about 2.5% and the base is ~0.5%.
High 3.5% forex markup undercuts its travel positioning for overseas use.
No fuel surcharge waiver, and a 1% processing fee applies on rent payments.
Best discounts are locked to the EaseMyTrip platform.

Who Should Get This Card

Use this as a quick filter before comparing rewards or fees in detail.

Best fit for

Ideal
+
EaseMyTrip Loyalist

Travellers who book flights and hotels on EaseMyTrip and will use the 10-20% instant discounts to far outvalue the INR 350 fee.

+
Occasional Domestic Traveller

Light travellers wanting 2 complimentary domestic lounge visits and accelerated travel points at minimal cost.

Probably not for

Skip
Flexible Booker

Anyone who books travel across multiple platforms gains little, since the best perks are EaseMyTrip-only.

International Spender

The 3.5% forex markup makes overseas use expensive despite the travel branding.

Is It Worth It For You?

Slide to your typical monthly card spend. We'll do the rest.

Calculate Your Value

Adjust your typical monthly spend by category.

Dining
05,000Max ₹50k
Est. Returns
Travel
010,000Max ₹1L
Est. Returns
Online & Shopping
08,000Max ₹80k
Est. Returns
Groceries
06,000Max ₹40k
Est. Returns
Annual rewards0
Annual fee-₹350
Net Value (Year 1)-350
Net Value (Year 2+)-350
Progress to fee waiver0%

Spend ₹50,000 more to waive annual fee

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Reward Rates

Standard Chartered EaseMyTrip offers 0.5% basic reward rate.

Quick Calculator

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Travel
2.5%

Welcome Offer

Welcome Benefit

No bonus-point welcome benefit is published. The card's headline benefit is instant discounts on EaseMyTrip bookings (up to 20% on domestic hotels, flat 10% on flights) available from issuance.

Milestone Benefits

Spend ₹50,000

Renewal/annual fee of Rs 350 + GST is reversed on annual spends of Rs 50,000 or more in the previous year.

Fees & Charges

Joining fee₹350
Annual fee₹350
Fee waiverSpend > ₹50,000

Eligibility

  • Min Income: ₹3 Lakhs
  • Min Credit Score: 750
  • Salaried/self-employed age 18-65; min monthly income Rs 25,000; available in cities with SC presence.

Exclusions & Terms

Cash Advances

  • Cash withdrawal fee of 3% of the amount, subject to a minimum of Rs 300. Cash advances do not earn reward points.

Forex markup

  • Foreign currency markup

Frequently Asked Questions

3 data-backed answers from our card database

What is the annual fee of the Standard Chartered EaseMyTrip?+

The Standard Chartered EaseMyTrip has an annual fee of ₹350, waived on annual spends of ₹50,000.

What rewards does the Standard Chartered EaseMyTrip offer?+

It earns Reward Points, with accelerated earning on Travel.

Does the Standard Chartered EaseMyTrip offer airport lounge access?+

Yes, it includes complimentary airport lounge access. See the benefits section for visit limits.

Ready to apply?

₹350 annual fee. Apply on the Standard Chartered website.

Apply on Standard Chartered

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