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Standard Chartered EaseMyTrip Credit Card Review

Travel card with lounge access

The Standard Chartered EaseMyTrip has a ₹350 annual fee + GST, waived on ₹50,000 annual spend. It earns 0.5% back on regular spends and up to 2.5% on Travel, with 2 domestic airport lounge visits a year. Best for: frequent easemytrip bookers — our verdict: consider.

Vyaya Team · Jun 2026
5 min read
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Value Score
8.0 / 10
Annual Fee
₹350
Best For
EaseMyTrip Loyalist, Occasional Domestic Traveller
Network
Visa
Expert Verdict

The SC EaseMyTrip card is a low-fee travel card whose value hinges on the 10-20% instant discounts for EaseMyTrip bookings. At 0.25 INR per point and a 3.5% forex markup, its rewards are modest, so it suits EaseMyTrip-loyal travellers best.

STANDARD CHARTEREDVisa
Standard Chartered EaseMyTrip
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REWARD SUMMARY
0.5% Base Rewards
Travel card with lounge access
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The Bottom Line

The Standard Chartered EaseMyTrip is built for easemytrip loyalist and occasional domestic traveller. With a ₹350 annual fee that is waived on ₹50,000 yearly spend, it offers 2.5% rewards on travel and airport lounge access. It makes the most sense if your spending matches easemytrip loyalist and occasional domestic traveller.

It earns a base reward rate of 0.5% and stacks best when your spending lines up with EaseMyTrip Loyalist, Occasional Domestic Traveller. The renewal fee gets easier to justify once you can hit ₹50,000 in yearly spend.

What we like
+Very low cost: INR 350 joining and INR 350 annual fee, with the annual fee reversed on just INR 50,000 of annual spend.
+Accelerated 10 points per INR 100 (5x the 2-per-INR-100 base) on travel spends.
+Flat 10% instant discount on EaseMyTrip flights (up to INR 1,000 domestic / INR 5,000 international per transaction) and 20% on hotels (up to INR 5,000 domestic / INR 10,000 international).
+2 complimentary domestic airport lounge visits per year.
+Rs 125 off bus bookings on EaseMyTrip over INR 500.
What we don't
–Reward points are worth only 0.25 INR each, so even the 10x travel rate is about 2.5% and the base is ~0.5%.
–High 3.5% forex markup undercuts its travel positioning for overseas use.
–No fuel surcharge waiver, and a 1% processing fee applies on rent payments.
–Best discounts are locked to the EaseMyTrip platform.

Who Should Get This Card

Use this as a quick filter before comparing rewards or fees in detail.

Best fit for

Ideal
+
EaseMyTrip Loyalist

Travellers who book flights and hotels on EaseMyTrip and will use the 10-20% instant discounts to far outvalue the INR 350 fee.

+
Occasional Domestic Traveller

Light travellers wanting 2 complimentary domestic lounge visits and accelerated travel points at minimal cost.

Probably not for

Skip
–
Flexible Booker

Anyone who books travel across multiple platforms gains little, since the best perks are EaseMyTrip-only.

–
International Spender

The 3.5% forex markup makes overseas use expensive despite the travel branding.

Is It Worth It For You?

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0₹10,000Max ₹1L
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Online & Shopping
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Groceries
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Annual rewards₹0
Annual fee-₹350
Net Value (Year 1)₹-350
Net Value (Year 2+)₹-350
Progress to fee waiver0%

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Reward Rates

Standard Chartered EaseMyTrip offers 0.5% basic reward rate.

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Travel
2.5%

Welcome Offer

Welcome Benefit

No bonus-point welcome benefit is published. The card's headline benefit is instant discounts on EaseMyTrip bookings (up to 20% on domestic hotels, flat 10% on flights) available from issuance.

Milestone Benefits

Spend ₹50,000

Renewal/annual fee of Rs 350 + GST is reversed on annual spends of Rs 50,000 or more in the previous year.

Fees & Charges

Joining fee₹350
Annual fee₹350
Fee waiverSpend > ₹50,000

Eligibility

  • Min Income: ₹3 Lakhs
  • Min Credit Score: 750
  • Salaried/self-employed age 18-65; min monthly income Rs 25,000; available in cities with SC presence.

Exclusions & Terms

Cash Advances

  • Cash withdrawal fee of 3% of the amount, subject to a minimum of Rs 300. Cash advances do not earn reward points.

Forex markup

  • Foreign currency markup

Frequently Asked Questions

8 data-backed answers from our card database

What is the annual fee of the Standard Chartered EaseMyTrip credit card?+

The Standard Chartered EaseMyTrip has a ₹350 annual fee + GST, waived on ₹50,000 annual spend.

What rewards does the Standard Chartered EaseMyTrip credit card give?+

It earns 2 Reward Points per ₹100 spent (about 0.5% back), and up to 2.5% on Travel.

Does the Standard Chartered EaseMyTrip credit card offer airport lounge access?+

Yes — 2 domestic airport lounge visits a year. Check the card's terms for any spend condition before your trip.

What is the eligibility for the Standard Chartered EaseMyTrip credit card?+

Minimum annual income of about ₹3 lakh and a credit score of 750+. Salaried/self-employed age 18-65; min monthly income Rs 25,000; available in cities with SC presence.

What is the forex markup on the Standard Chartered EaseMyTrip?+

3.5% + GST on international transactions.

What is the welcome benefit on the Standard Chartered EaseMyTrip?+

No bonus-point welcome benefit is published. The card's headline benefit is instant discounts on EaseMyTrip bookings (up to 20% on domestic hotels, flat 10% on flights) available from issuance.

How can I get the Standard Chartered EaseMyTrip annual fee waived?+

Spend ₹50,000 or more in a card year and the ₹350 renewal fee is waived.

Is the Standard Chartered EaseMyTrip credit card worth it?+

The Standard Chartered EaseMyTrip has a ₹350 annual fee + GST, waived on ₹50,000 annual spend. It earns 0.5% back on regular spends and up to 2.5% on Travel, with 2 domestic airport lounge visits a year. Best for: frequent easemytrip bookers — our verdict: consider.

Ready to apply?

₹350 annual fee. Apply on the Standard Chartered website.

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