IDFC First Mayura Credit Card: Fees, Rewards & Benefits
Travel card with lounge access
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The IDFC First Mayura is a super-premium travel card with 0% forex markup, 16 domestic and 16 international lounge visits, Rs 1 crore air and personal accident cover and CFAR trip protection. The Rs 5,999 fee without a waiver and reduced earning on everyday bills make it best for frequent international travellers.
Travel card with lounge access
The Bottom Line
The Mayura Credit Card is built for frequent international traveller and travel rewards spender. With a ₹5,999 annual fee, it offers 1.67% rewards on special rate and 12,000 bonus points. It makes the most sense if your spending matches frequent international traveller and travel rewards spender.
It earns a base reward rate of 0.8333333333333334% and stacks best when your spending lines up with Frequent International Traveller, Travel Rewards Spender.
Who Should Get This Card
Use this as a quick filter before comparing rewards or fees in detail.
Best fit for
IdealTravellers who value 0% forex markup, 16 international lounge visits and Rs 1 crore air and personal accident cover
Users who book travel via the FIRST Rewards Gallery to earn up to 50 points per Rs 150
Probably not for
SkipThose wanting an easy fee waiver, since the Rs 5,999 fee has no spend-based waiver
Spenders focused on utilities, fuel, rent or insurance, which earn reduced or no points
Is It Worth It For You?
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Reward Rates
Mayura Credit Card offers 0.8333333333333334% basic reward rate.
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Welcome Offer
Milestone Benefits
7,500 Reward Points (worth up to ₹3,750) on crossing ₹8 lakh in spends within the card anniversary/calendar year; credited alongside annual fee renewal payment. Alternative to (not cumulative with) the ₹15 lakh tier below.
15,000 Reward Points (worth up to ₹7,500) on crossing ₹15 lakh in spends within the card anniversary/calendar year; credited alongside annual fee renewal payment. Higher alternative tier to the ₹8 lakh milestone above.
Fees & Charges
Eligibility
- Min Income: ₹25 Lakhs
- Age 18+; annual income ₹25L+; CIBIL 750+; premium metal card; annual fee ₹5,999 with no spend-based waiver; Mastercard World.
Exclusions & Terms
Forex markup
- Foreign currency markup
EMI Conversion
- Transactions converted into EMI at point of sale or later do not earn reward points.
Fees, Charges and GST
- Card fees/charges and the corresponding GST do not earn reward points.
Loan on Card
- Loan-on-card transactions do not earn reward points.
Balance Transfer
- Balance transfer transactions do not earn reward points.
Cash Withdrawal
- ATM cash withdrawals do not earn reward points (though they carry zero interest if repaid by the due date, per the June-2026 update).
Transactions below ₹150
- Individual transactions valued below ₹150 do not earn reward points.
Frequently Asked Questions
3 data-backed answers from our card database
Ready to apply?
₹5,999 annual fee. Apply on the IDFC First Bank website.
Apply on IDFC First Bank →We may earn a commission if you apply through this link. It never affects our ratings.
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