State Bank of India SBI Tata Neu Infinity Credit Card Review
Grocery card with lounge access
The State Bank of India SBI Tata Neu Infinity has a ₹1,499 annual fee + GST, waived on ₹3,00,000 annual spend. It earns 1.5% back on regular spends and up to 5% on Tata Neu app / Tata Neu ecosystem, with 4 domestic + 4 international airport lounge visits a year. Best for: tata neu and tata-brand loyalists wanting 1:1-value rewards — our verdict: highly recommended.
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The SBI Tata Neu Infinity is a standout co-branded card for the Tata ecosystem, offering up to 5% in 1:1-value NeuCoins, both domestic and international lounge access, and a low 1.99% forex markup at a Rs. 1,499 fee waived from Rs. 3 lakh spend. Its value depends heavily on using Tata Neu, with various category caps and a Rs. 6 lakh income bar.
Grocery card with lounge access
The Bottom Line
The SBI Tata Neu Infinity is built for tata ecosystem user and budget traveller. With a ₹1,499 annual fee that is waived on ₹3,00,000 yearly spend, it offers 5% rewards on tata neu app / tata neu ecosystem (shopping) and 1,499 bonus points. It makes the most sense if your spending matches tata ecosystem user and budget traveller.
It earns a base reward rate of 1.5% and stacks best when your spending lines up with Tata ecosystem user, Budget traveller. The renewal fee gets easier to justify once you can hit ₹3,00,000 in yearly spend.
Who Should Get This Card
Use this as a quick filter before comparing rewards or fees in detail.
Best fit for
IdealSomeone who shops across Tata brands (BigBasket, Croma, Tata 1mg, AirAsia/Air India) via Tata Neu and earns up to 5% in 1:1 NeuCoins, easily clearing the Rs. 3 lakh fee waiver.
A user who values both domestic and international Priority Pass lounge access and a low 1.99% forex markup at a modest Rs. 1,499 fee.
Probably not for
SkipAnyone who rarely uses Tata Neu or Tata brands earns only the 1.5% base and misses the card's core value.
Those below the Rs. 6 lakh income requirement will not qualify and should consider lower-threshold cards.
Is It Worth It For You?
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Reward Rates
SBI Tata Neu Infinity offers 1.5% basic reward rate.
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Welcome Offer
1,499 NeuCoins credited on payment of the joining fee, effectively offsetting the INR 1,499 joining fee (1 NeuCoin = INR 1). Note: some third-party aggregators (bigtricks.in) advertise an alternate/promotional welcome offer of 10,000 NeuCoins on INR 50,000 spend within 90 days of card issuance — this is a time-limited promotional variant, not the evergreen documented benefit, and is treated as low-confidence/unverified against the official product page.
Milestone Benefits
Annual/renewal fee of INR 1,499 (+GST) reversed/waived on annual spends of INR 3,00,000 or more in the card anniversary year.
Fees & Charges
Eligibility
- Min Income: ₹6 Lakhs
- Salaried or self-employed with good credit; available on RuPay and Visa; up to 10% back as NeuCoins on Tata Neu/partner brands, 1.5% elsewhere incl UPI (RuPay).
Exclusions & Terms
Forex markup
- Foreign currency markup
EMI Transactions
- Non-EMI spends only earn the 5-10% Tata Neu NeuCoins; EMI transactions (Flexipay/Smart EMI etc.) are excluded from accelerated and base NeuCoin earning.
Wallet Load
- Does not earn NeuCoins (prepaid card/wallet top-ups).
Cash Advances
- Does not earn NeuCoins; cash-advance fee also applies separately.
Frequently Asked Questions
8 data-backed answers from our card database
Ready to apply?
₹1,499 annual fee. Apply on the State Bank of India website.
Apply on State Bank of India →We may earn a commission if you apply through this link. It never affects our ratings.
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