For international travel, the forex markup is often the biggest hidden cost. The best international travel cards keep markup low (under 2%) and offer complimentary lounge access worldwide.
AXIS · No annual fee · 20% rewards
HDFC · ₹10,000 annual fee · 30% rewards
KOTAK · No annual fee · 70% rewards
AXIS · ₹5,000 annual fee · 20% rewards
SBI · ₹2,999 annual fee · 100% rewards
AXIS · ₹12,500 annual fee · 20% rewards
AXIS · ₹5,000 annual fee · 20% rewards
SBI · ₹500 annual fee · 100% rewards
AXIS · ₹30,000 annual fee · 20% rewards
SBI · ₹1,499 annual fee · 25% rewards
AXIS · ₹3,500 annual fee · 45% rewards
SBI · ₹499 annual fee · 100% rewards
SBI · ₹2,999 annual fee · 100% rewards
SBI · ₹499 annual fee · 100% rewards
ICICI · ₹750 annual fee · 100% rewards