Axis Magnus Credit Card for Burgundy Credit Card Review
Travel card
The Axis Magnus Credit Card for Burgundy has a ₹30,000 annual fee + GST, waived on ₹30,00,000 annual spend. It earns 1.2% back on regular spends and up to 6% on travel edge, with complimentary airport lounge access. Best for: burgundy customers and frequent travellers — our verdict: highly recommended.
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A genuinely strong proposition for Axis Burgundy customers since it is lifetime free yet bundles unlimited lounges, golf and a 25,000-point monthly milestone on Rs.1 lakh spend. Value is gated behind redeeming points near the 0.4/point ceiling and steering spend to eligible categories.
Travel card
The Bottom Line
The Magnus Credit Card for Burgundy is built for axis burgundy banking customer and frequent traveller. With a ₹30,000 annual fee that is waived on ₹30,00,000 yearly spend, it offers 3.5% rewards on special rate and airport lounge access. It makes the most sense if your spending matches axis burgundy banking customer and frequent traveller.
It earns a base reward rate of 1.2% and stacks best when your spending lines up with Axis Burgundy banking customer, Frequent traveller. The renewal fee gets easier to justify once you can hit ₹30,00,000 in yearly spend.
Who Should Get This Card
Use this as a quick filter before comparing rewards or fees in detail.
Best fit for
IdealExisting Burgundy relationship holders who get this card free and can hit the Rs.1 lakh monthly spend to bank 25,000 points each month.
Flyers who value unlimited domestic and international lounge access with a guest, golf, and the 5x Travel EDGE earn rate for booking trips.
Probably not for
SkipThose whose spending skews to rent, utilities, insurance, fuel and education will earn nothing on the bulk of their bills.
The 2% forex markup plus 1% DCC fee make international card use costlier than dedicated low-forex cards.
Is It Worth It For You?
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Reward Rates
Magnus Credit Card for Burgundy offers 1.2% basic reward rate.
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Welcome Offer
Milestone Benefits
Annual/renewal fee of ₹30,000 + GST is waived if eligible spends in the preceding cardmembership year reach ₹30 lakh (spends on insurance, gold/jewellery, fuel, utility & telecom, government, wallet loads, cash advances/repayments, and rent above ₹50,000/month are excluded from this spend calculation).
Fees & Charges
Eligibility
- Min Income: ₹36 Lakhs
- Min Credit Score: 750
- Exclusive to Axis Burgundy customers; min Relationship Value ₹1Cr or AMB ₹10L or net income ₹24L p.a.
Exclusions & Terms
Forex markup
- Foreign currency markup
EMI Transactions
- Transactions converted to EMI do not earn EDGE Reward Points.
Cash Withdrawals/Advances and Repayments
- Cash withdrawals, cash advances and loan/card repayments do not earn EDGE Reward Points.
Reversed/Cancelled/Refunded Transactions
- Any transaction reversed, cancelled or refunded within the month does not earn EDGE Reward Points.
Frequently Asked Questions
7 data-backed answers from our card database
Ready to apply?
₹30,000 annual fee. Apply on the Axis Bank website.
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