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Standard Chartered Priority Visa Infinite Credit Card: Fees, Rewards &

Travel card with lounge access

Vyaya Team · Jun 2026
5 min read
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Value Score
9.0 / 10
Annual Fee
₹0
Best For
Priority Banking Client, Frequent Traveller
Network
Visa
Expert Verdict

The SC Priority Visa Infinite is a lifetime-free card for Priority Banking clients with standout lounge access (16 domestic, 24 international), 5% earning on travel/shopping and strong travel insurance. The catch is eligibility and a high 3.5% forex markup.

STANDARD CHARTEREDVisa
Standard Chartered Priority Visa Infinite
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REWARD SUMMARY
2% Base Rewards
Travel card with lounge access
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The Bottom Line

The Standard Chartered Priority Visa Infinite is built for priority banking client and frequent traveller. With no annual fee, it offers 5% rewards on travel and airport lounge access. It makes the most sense if your spending matches priority banking client and frequent traveller.

It earns a base reward rate of 2% and stacks best when your spending lines up with Priority Banking Client, Frequent Traveller.

What we like
+Lifetime free: no joining or annual fee for Priority Banking clients.
+Generous lounge access: 16 domestic and 24 international visits via Priority Pass, plus complimentary Priority Pass membership to 1,000+ lounges worldwide.
+Solid earning at 5 points per INR 100 on travel and shopping (2.5x the 2-per-INR-100 base), at a full 1 INR per point value (~5% on those categories).
+Air/personal accident cover of INR 1 crore plus overseas medical, baggage and flight delay insurance.
+Lifetime free supplementary cards for family members.
What we don't
Effectively restricted to Standard Chartered Priority Banking clients rather than open to all.
High 3.5% forex markup despite the international positioning.
Fuel, rent, government, wallet, cash and EMI transactions earn no points, and rent carries a 1% processing fee.
Two complimentary international lounge visits per month require INR 30 lakh Funds Under Management.

Who Should Get This Card

Use this as a quick filter before comparing rewards or fees in detail.

Best fit for

Ideal
+
Priority Banking Client

Existing SC Priority customers who get a lifetime-free card with 16 domestic + 24 international lounge visits and 5% earning on travel and shopping.

+
Frequent Traveller

Travellers who will use the Priority Pass membership and INR 1 crore accident plus travel insurance cover.

Probably not for

Skip
Non-Priority Customer

Those who are not SC Priority Banking clients generally cannot access this card.

Forex-Heavy Spender

The 3.5% forex markup makes the card costly for actual overseas transactions despite the travel perks.

Is It Worth It For You?

Slide to your typical monthly card spend. We'll do the rest.

Calculate Your Value

Adjust your typical monthly spend by category.

Dining
05,000Max ₹50k
Est. Returns
Travel
010,000Max ₹1L
Est. Returns
Online & Shopping
08,000Max ₹80k
Est. Returns
Groceries
06,000Max ₹40k
Est. Returns
Annual rewards0
Annual feeFREE
Net Value (Year 1)+0
Net Value (Year 2+)+0

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Reward Rates

Standard Chartered Priority Visa Infinite offers 2% basic reward rate.

Quick Calculator

Estimate earnings for a specific purchase

Travel
5%
Shopping
5%

Welcome Offer

Welcome Benefit

Fees & Charges

Joining fee₹0
Annual fee₹0
Fee waiverN/A

Eligibility

  • Min Income: ₹36 Lakhs
  • Min Credit Score: 750
  • Exclusive to Priority Banking clients; requires FUM of Rs 50 lakh or min monthly salary credit of Rs 3 lakh; lifetime free for Priority customers.

Exclusions & Terms

EMI Transactions

  • Does not earn reward points (fees and EMI charges are excluded).

Cash Advances

  • Does not earn reward points. A cash advance fee of 3% of the withdrawal amount (minimum INR 300) applies.

Forex markup

  • Foreign currency markup

Fees and Charges

  • Card fees, charges and other bank-excluded merchant categories do not earn reward points.

Frequently Asked Questions

3 data-backed answers from our card database

What is the annual fee of the Standard Chartered Priority Visa Infinite?+

The Standard Chartered Priority Visa Infinite has no annual fee (lifetime free).

What rewards does the Standard Chartered Priority Visa Infinite offer?+

It earns 360 Rewards Points, with accelerated earning on Travel, Shopping.

Does the Standard Chartered Priority Visa Infinite offer airport lounge access?+

Yes, it includes complimentary airport lounge access. See the benefits section for visit limits.

Ready to apply?

No annual fee. Apply on the Standard Chartered website.

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