Travel cards earn air miles, offer lounge access, and minimize forex costs. The right travel card depends on how often you fly, whether domestic or international, and your preferred airline partners.
Our top pick for travel credit cards is the Zenith+ from AU (₹4,999 fee, airport lounge access). Best lifetime-free option: AU ixigo (AU). Best premium pick: Times Black (ICICI, ₹20,000 fee). Ranked from 156 Indian credit cards Vyaya tracks, with fees and earn rates re-verified against issuer terms (October 2026).
AU · ₹4,999 annual fee · 1% rewards
ICICI · ₹20,000 annual fee · 0.8% rewards
AU · No annual fee · 0.5% rewards
HSBC · No annual fee · 0.33% rewards
HSBC · ₹20,000 annual fee · 3% rewards
ICICI · ₹12,499 annual fee · 1.2% rewards
Axis · ₹12,500 annual fee · 1.2% rewards
HDFC · ₹10,000 annual fee · 1% rewards
HDFC · ₹12,500 annual fee · 1% rewards
IDFC First · ₹5,999 annual fee · 0.83% rewards
ICICI · ₹12,000 annual fee · 0.25% rewards
Federal · No annual fee · 5% rewards
Kotak · ₹2,500 annual fee · 2% rewards
SC · No annual fee · 2% rewards
HSBC · ₹4,999 annual fee · 2% rewards