ICICI Times Black Credit Card: Fees, Rewards & Benefits
Travel card
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The ICICI Times Black is an ultra-premium card built around unlimited global lounge access for cardholder and guests, a low 1.49% forex markup and rich tiered milestones. Its Rs 20,000 fee, Rs 24 lakh income bar and Rs 25 lakh waiver threshold confine it to genuine high-net-worth travellers.
Travel card
The Bottom Line
The Times Black is built for ultra-premium traveller and luxury lifestyle spender. With a ₹20,000 annual fee that is waived on ₹25,00,000 yearly spend, it offers 9.6% rewards on ishop (travel) and a welcome benefit worth ₹26,000. It makes the most sense if your spending matches ultra-premium traveller and luxury lifestyle spender.
It earns a base reward rate of 0.8% and stacks best when your spending lines up with Ultra-Premium Traveller, Luxury Lifestyle Spender. The renewal fee gets easier to justify once you can hit ₹25,00,000 in yearly spend.
Who Should Get This Card
Use this as a quick filter before comparing rewards or fees in detail.
Best fit for
IdealHigh-net-worth flyers who want truly unlimited lounge access for self and guests, a 1.49% forex markup and 12x iShop travel earning
Cardholders spending Rs 5-20 lakh a year who can unlock the tiered Klook, Tata CLiQ Luxury and luxury-stay milestones
Probably not for
SkipAnyone unable to spend several lakh a year, as the Rs 20,000 fee and Rs 25 lakh waiver bar make it uneconomical
Those spending mostly on rent, fuel or capped utility/insurance categories, which earn little or nothing
Is It Worth It For You?
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Reward Rates
Times Black offers 0.8% basic reward rate.
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Welcome Offer
Milestone Benefits
10% off on Klook experiences over Rs.5,000, on annual spends of Rs.2 lakh (current official timesblack.com terms; older third-party reviews instead cite a flat Rs.10,000 Klook voucher at this threshold -- see top-level conflicts).
Rs.1,000 Amazon voucher assured on international Visa spends, on annual spends of Rs.5 lakh (current official timesblack.com terms; older third-party reviews instead cite a complimentary luxury sedan/helicopter airport transfer at this threshold -- see top-level conflicts).
Curated SoulTree Nerolii Essentials gift box worth Rs.3,675, on annual spends of Rs.10 lakh (current official timesblack.com terms; older third-party reviews instead cite a Rs.10,000 Tata CLiQ Luxury gift card at this threshold -- see top-level conflicts).
Savings of up to USD 300 (~Rs.25,000) on Farfetch luxury fashion purchases, on annual spends of Rs.20 lakh (current official timesblack.com terms; older third-party reviews instead cite a Rs.20,000 Ayatana/Lohono Resorts luxury stay at this threshold -- see top-level conflicts).
20% off at all F&B restaurants and the Member's Lounge via THE QUORUM Club, on annual spends of Rs.25 lakh.
Renewal/annual fee (Rs.20,000 + GST) waived on annual spends of Rs.25 lakh in the card anniversary year.
Fees & Charges
Eligibility
- Min Income: ₹24 Lakhs
- Age 21+; min monthly income ₹2L salaried or annual income ₹24L self-employed; annual fee ₹20,000 + GST waived on ₹25L+ annual spend; unlimited lounge access; Visa network.
Exclusions & Terms
Forex markup
- Foreign currency markup
EMI Transactions / Purchases converted to EMI
- Does not earn reward points.
Frequently Asked Questions
2 data-backed answers from our card database
Ready to apply?
₹20,000 annual fee. Apply on the ICICI Bank website.
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