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Bank Comparison

HDFC Bank vs ICICI Bank Credit Cards

This page compares the two bank portfolios at a strategic level: how many cards they have, how much premium depth they offer, how strong their low-fee options look, and which side has the cleaner shortlist for 2026 searchers.

HDFC

HDFC Bank

HDFC Bank offers premium credit cards with industry-leading rewards, lounge access, and milestone benefits. Known for Infinia, Diners Club, and Regalia cards.

Total cards
48
Free cards
0
Premium cards
6
Avg fee
Rs. 2,251

Top Picks

#1 HDFC Bank BizBlack Metal Edition Credit Card
Rs. 10,000 fee • 30% rewards
9.2
#2 HDFC Bank - Tata Neu Plus HDFC Bank
Rs. 499 fee • 100% rewards
7.8
#3 PhonePe HDFC Bank Uno Credit Card
Rs. 499 fee • 30% rewards
7.5
#4 Paytm HDFC Bank Business Credit Card
Rs. 500 fee • 100% rewards
7.2
#5 Pharmeasy HDFC Bank Credit Card
Rs. 500 fee • 25% rewards
6.5
View all HDFC cards
ICICI

ICICI Bank

ICICI Bank credit cards offer Amazon co-branded options, travel rewards, and cashback. Popular for Amazon Pay card and Sapphiro series.

Total cards
36
Free cards
5
Premium cards
8
Avg fee
Rs. 3,108

Top Picks

#1 Adani One ICICI Bank Platinum Credit Card
Rs. 750 fee • 100% rewards
7.2
#2 ICICI Bank Platinum Identity Credit Card
Rs. 750 fee • 25% rewards
7.2
#3 ICICI Bank NRI Coral Credit Card
Rs. 500 fee • 25% rewards
7.0
#4 ICICI Bank HPCL Platinum Credit Card
Rs. 199 fee • 25% rewards
6.5
#5 Amazon Pay ICICI Bank Credit Card
Free • 100% rewards
4.8
View all ICICI cards

Editorial Verdict

ICICI Bank looks stronger for premium breadth and upgrade paths.
ICICI Bank has the better argument if you want more lifetime-free or lower-fee options.
HDFC Bank offers the deeper portfolio if you want more internal upgrade and comparison choices.
HDFC Bank cards
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ICICI Bank cards
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Best HDFC travel
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Best ICICI shopping
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