Bank Comparison

HDFC Bank vs ICICI Bank Credit Cards

This page compares the two bank portfolios at a strategic level: how many cards they have, how much premium depth they offer, how strong their low-fee options look, and which side has the cleaner shortlist for 2026 searchers.

HDFC

HDFC Bank

HDFC Bank offers premium credit cards with industry-leading rewards, lounge access, and milestone benefits. Known for Infinia, Diners Club, and Regalia cards.

Total cards

15

Free cards

0

Premium cards

2

Avg fee

₹2,460

Top Picks

#1 HDFC Diners Club Black Metal Edition

₹10,000 fee • 1% rewards

#2 Infinia Metal Edition

₹12,500 fee • 1% rewards

#3 Tata Neu Infinity HDFC Bank Credit Card

₹1,499 fee • 1.5% rewards

#4 HDFC Tata Neu Plus

₹499 fee • 1% rewards

₹1,000 fee • 1% rewards

View all HDFC cards

ICICI

ICICI Bank

ICICI Bank credit cards offer Amazon co-branded options, travel rewards, and cashback. Popular for Amazon Pay card and Sapphiro series.

Total cards

10

Free cards

2

Premium cards

3

Avg fee

₹5,150

Top Picks

#1 Amazon Pay ICICI Bank Credit Card

Free • 1% rewards

₹20,000 fee • 0.8% rewards

#3 Emeralde Private Metal

₹12,499 fee • 1.2% rewards

#4 Emeralde Credit Card

₹12,000 fee • 1% rewards

#5 ICICI MakeMyTrip Signature

Free • 0.62% rewards

View all ICICI cards

Editorial Verdict

ICICI Bank looks stronger for premium breadth and upgrade paths.

ICICI Bank has the better argument if you want more lifetime-free or lower-fee options.

HDFC Bank offers the deeper portfolio if you want more internal upgrade and comparison choices.

HDFC Bank cards

ICICI Bank cards

Best HDFC travel

Best ICICI shopping