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Curated Picks|Updated August 2026

Best Fuel Credit Cards (August 2026)

Fuel cards save money through surcharge waivers and fuel-specific rewards. The 1% fuel surcharge can add up quickly for regular drivers.

How to Choose

  • Check which fuel stations are partnered — HPCL, IOCL, or BPCL
  • Verify the fuel surcharge waiver limit and minimum transaction amount
  • Look for cards that also give rewards outside fuel spending
  • Calculate your monthly fuel spend to see if a paid card is worth it

Top 10 Cards for Fuel

#1

Platinum Card

4.2

AMEX · ₹66,000 annual fee · 1.25% rewards

#2

RBL IndianOil XTRA

5

RBL · ₹1,500 annual fee · 1% rewards

#3

Kotak IndianOil

4.5

Kotak · ₹449 annual fee · 0.5% rewards

#4

IDFC First Power+

4

IDFC First · ₹499 annual fee · 0.5% rewards

#5

ICICI HPCL Super Saver

4

ICICI · ₹500 annual fee · 0.5% rewards

#6

Bank of Baroda HPCL ENERGIE

4

BoB · ₹499 annual fee · 0.33% rewards

#7

SBI BPCL OCTANE

4

SBI · ₹1,499 annual fee · 0.25% rewards

#8

Axis IndianOil

Axis · ₹500 annual fee · 0.2% rewards

#9

Standard Chartered Platinum Rewards

4

SC · ₹250 annual fee · 0.17% rewards

#10

Standard Chartered Super Value Titanium

4

SC · ₹750 annual fee · 0.17% rewards

Frequently Asked Questions

Which credit card is best for petrol in India?
IndianOil Axis Bank, BPCL SBI Card, and HPCL ICICI are top fuel-specific cards. General cards like HDFC MoneyBack also offer fuel surcharge waivers.

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