Curated Picks|Updated October 2026

Best Fuel Credit Cards (October 2026)

Fuel cards save money through surcharge waivers and fuel-specific rewards. The 1% fuel surcharge can add up quickly for regular drivers.

Quick answer

Our top pick for fuel credit cards is the Platinum Card from AMEX (₹66,000 fee, airport lounge access). Ranked from 156 Indian credit cards Vyaya tracks, with fees and earn rates re-verified against issuer terms (October 2026).

How to Choose

Check which fuel stations are partnered — HPCL, IOCL, or BPCL
Verify the fuel surcharge waiver limit and minimum transaction amount
Look for cards that also give rewards outside fuel spending
Calculate your monthly fuel spend to see if a paid card is worth it

Top 10 Cards for Fuel

Platinum Card

4.2

AMEX · ₹66,000 annual fee · 1.25% rewards

RBL IndianOil XTRA

RBL · ₹1,500 annual fee · 1% rewards

Kotak IndianOil

4.5

Kotak · ₹449 annual fee · 0.5% rewards

IDFC First Power+

IDFC First · ₹499 annual fee · 0.5% rewards

ICICI HPCL Super Saver

ICICI · ₹500 annual fee · 0.5% rewards

Bank of Baroda HPCL ENERGIE

BoB · ₹499 annual fee · 0.33% rewards

SBI BPCL OCTANE

SBI · ₹1,499 annual fee · 0.25% rewards

Axis IndianOil

Axis · ₹500 annual fee · 0.2% rewards

Standard Chartered Platinum Rewards

SC · ₹250 annual fee · 0.17% rewards

#10

Standard Chartered Super Value Titanium

SC · ₹750 annual fee · 0.17% rewards

Frequently Asked Questions

Which credit card is best for petrol in India?

IndianOil Axis Bank, BPCL SBI Card, and HPCL ICICI are top fuel-specific cards. General cards like HDFC MoneyBack also offer fuel surcharge waivers.