Vyaya
Curated Picks|Updated March 2026

Best Fuel Credit Cards (March 2026)

Fuel cards save money through surcharge waivers and fuel-specific rewards. The 1% fuel surcharge can add up quickly for regular drivers.

How to Choose

  • Check which fuel stations are partnered — HPCL, IOCL, or BPCL
  • Verify the fuel surcharge waiver limit and minimum transaction amount
  • Look for cards that also give rewards outside fuel spending
  • Calculate your monthly fuel spend to see if a paid card is worth it

Top 14 Cards for Fuel

#1

Kotak Mahindra Bank Fortune Gold

KOTAK · No annual fee · 100% rewards

#2

ICICI Bank HPCL Platinum Credit Card

ICICI · ₹199 annual fee · 25% rewards

#3

ICICI Bank HPCL Coral Credit Card

ICICI · ₹199 annual fee · 25% rewards

#4

ICICI Bank HPCL Titanium Credit Card

ICICI · ₹199 annual fee · 25% rewards

#5

Shaurya SBI Card

SBI · ₹250 annual fee · 25% rewards

#6

Kotak Mahindra Bank - IndianOil Kotak Credit Card

KOTAK · ₹449 annual fee · 25% rewards

#7

Accelero ICICI Bank Credit Card

ICICI · ₹499 annual fee · 25% rewards

#8

BPCL SBI Card

SBI · ₹499 annual fee · 25% rewards

#9

ICICI Bank HPCL Super Saver Credit Card

ICICI · ₹500 annual fee · 25% rewards

#10

BPCL SBI Card Octane

SBI · ₹1,499 annual fee · 25% rewards

#11

IndianOil HDFC Bank Credit Card

HDFC · ₹500 annual fee · 20% rewards

#12

Axis Bank Indian Oil Credit Card

AXIS · ₹500 annual fee · 20% rewards

#13

IndianOil Axis Bank Premium Credit Card

AXIS · ₹1,000 annual fee · 20% rewards

#14

HDFC Bank Platinum Edge

HDFC · ₹500 annual fee · 10% rewards

Frequently Asked Questions

Which credit card is best for petrol in India?
IndianOil Axis Bank, BPCL SBI Card, and HPCL ICICI are top fuel-specific cards. General cards like HDFC MoneyBack also offer fuel surcharge waivers.

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