Vyaya
Curated Picks|Updated March 2026

Best Cashback Credit Cards (March 2026)

Cashback cards are the simplest way to earn rewards. No complicated point systems, no redemption hassles — just direct cash back on your spending.

How to Choose

  • Compare the effective cashback rate after caps and exclusions
  • Check monthly or annual cashback caps
  • Verify if cashback is automatic statement credit or requires manual redemption
  • A no-fee cashback card is often the smartest default choice

Top 15 Cards for Cashback

#1

Amazon Pay ICICI Bank Credit Card

ICICI · No annual fee · 100% rewards

#2

Fibe Axis Bank Credit Card

AXIS · No annual fee · 100% rewards

#3

Kotak Mahindra Bank Fortune Gold

KOTAK · No annual fee · 100% rewards

#4

Paytm HDFC Bank Digital Credit Card

HDFC · ₹149 annual fee · 100% rewards

#5

Axis Bank Freecharge Plus Credit Card

AXIS · ₹350 annual fee · 100% rewards

#6

Paytm SBI Card

SBI · ₹499 annual fee · 100% rewards

#7

Axis Bank ACE Credit Card

AXIS · ₹499 annual fee · 100% rewards

#8

Tata Neu Plus SBI Card

SBI · ₹499 annual fee · 100% rewards

#9

HDFC Bank Flipkart Wholesale Credit Card

HDFC · ₹499 annual fee · 100% rewards

#10

Paytm HDFC Bank Business Credit Card

HDFC · ₹500 annual fee · 100% rewards

#11

Swiggy HDFC Bank Credit Card

HDFC · ₹500 annual fee · 100% rewards

#12

Airtel Axis Bank Credit Card

AXIS · ₹500 annual fee · 100% rewards

#13

Axis Bank - Flipkart Axis Bank Credit Card

AXIS · ₹500 annual fee · 100% rewards

#14

Paytm HDFC Bank Credit Card

HDFC · ₹500 annual fee · 100% rewards

#15

CASHBACK SBI Card

SBI · ₹999 annual fee · 100% rewards

Frequently Asked Questions

Which card gives the highest cashback in India?
SBI Cashback Card offers 5% cashback on online spending. Amazon Pay ICICI gives 5% for Prime members. Actual value depends on your spending pattern and caps.

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