Bank Comparison

ICICI Bank vs American Express Credit Cards

This page compares the two bank portfolios at a strategic level: how many cards they have, how much premium depth they offer, how strong their low-fee options look, and which side has the cleaner shortlist for 2026 searchers.

ICICI

ICICI Bank

ICICI Bank credit cards offer Amazon co-branded options, travel rewards, and cashback. Popular for Amazon Pay card and Sapphiro series.

Total cards

10

Free cards

2

Premium cards

3

Avg fee

₹5,150

Top Picks

#1 Amazon Pay ICICI Bank Credit Card

Free • 1% rewards

₹20,000 fee • 0.8% rewards

#3 Emeralde Private Metal

₹12,499 fee • 1.2% rewards

#4 Emeralde Credit Card

₹12,000 fee • 1% rewards

#5 ICICI MakeMyTrip Signature

Free • 0.62% rewards

View all ICICI cards

Amex

American Express

American Express offers premium lifestyle cards with exceptional rewards, travel benefits, and exclusive experiences. Known for Platinum and Gold cards.

Total cards

6

Free cards

0

Premium cards

3

Avg fee

₹15,083

Top Picks

#1 Platinum Reserve Credit Card

₹10,000 fee • 1% rewards

#2 Platinum Card

₹66,000 fee • 1.25% rewards

#3 American Express SmartEarn

₹495 fee • 0.5% rewards

#4 Membership Rewards Credit Card

₹4,500 fee • 0.5% rewards

#5 Platinum Travel Credit Card

₹5,000 fee • 1% rewards

View all Amex cards

Editorial Verdict

ICICI Bank looks stronger for premium breadth and upgrade paths.

ICICI Bank has the better argument if you want more lifetime-free or lower-fee options.

ICICI Bank offers the deeper portfolio if you want more internal upgrade and comparison choices.

ICICI Bank cards

American Express cards

Best ICICI shopping

Best Amex travel