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Flipkart Axis Bank Super Elite Credit Card Review 2026: Fees & Rewards

Detailed review of Flipkart Axis Bank Super Elite Credit Card. Learn about 4X SuperCoins, ₹500 fee, and welcome benefits worth ₹20,000. Is it better than the...

Vyaya Team · Mar 2026
5 min read
Value Score
7.2 / 10
Annual Fee
₹500
Best For
Flipkart Loyalists
Network
Visa
Expert Verdict

The Flipkart Axis Bank Super Elite Credit Card is a niche shopping card designed for those who prefer SuperCoins over direct cashback. While it offers excellent value for Flipkart Plus members, the lack of lounge access and the capping on rewards make it strictly a secondary card for online shopping.

Flipkart Axis Bank Super Elite Credit Card credit card by Axis Bank - Visa network
REWARD SUMMARY
2% Base Rewards
Unlock 4X SuperCoins on every Flipkart purchase.
← Tap to flip back

The Bottom Line

The Flipkart Axis Bank Super Elite Credit Card is a niche shopping card designed for those who prefer SuperCoins over direct cashback. While it offers excellent value for Flipkart Plus members, the lack of lounge access and the capping on rewards make it strictly a secondary card for online shopping. With a ₹500 annual fee that is waived on ₹2,00,000 yearly spend, it offers 0% rewards on flipkart (plus members) and welcome subscriptions. For anyone researching flipkart axis bank super elite credit card, the verdict is simple: conditional.

It earns a base reward rate of 2% and stacks best when your spending lines up with Flipkart Loyalists. The renewal fee gets easier to justify once you can hit ₹2,00,000 in yearly spend.

What we like
+Earn up to 16 SuperCoins per ₹100 spent on Flipkart for Plus members.
+Welcome benefits worth ₹20,000 including trial memberships for YouTube Premium and Gaana Plus.
+Low annual fee of ₹500 with a reachable waiver threshold of ₹2 lakhs.
+Flat 2 SuperCoins per ₹100 on all non-Flipkart eligible spends with no capping.
What we don't
No complimentary airport lounge access.
Rewards are in SuperCoins, which are primarily useful within the Flipkart/Myntra ecosystem.
Capping on SuperCoins earned per transaction on Flipkart (300 for Plus, 150 for Non-Plus).

Who Should Get This Card

Use this as a quick filter before comparing rewards or fees in detail.

Best fit for

Ideal
+
Flipkart Loyalists

High SuperCoin earn rate specifically for Flipkart Plus members and frequent shoppers on the platform.

Best value above ₹15,000/month

Probably not for

Skip
Frequent Travelers

The card lacks lounge access and travel-specific insurance or high-value travel redemption options.

Is It Worth It For You?

Slide to your typical monthly card spend. We'll do the rest.

Calculate Your Value

Adjust your typical monthly spend by category.

🍽️
Dining
05,000Max ₹50k
Est. Returns
✈️
Travel
010,000Max ₹1L
Est. Returns
🛒
Shopping
08,000Max ₹80k
Est. Returns
🥬
Groceries
06,000Max ₹40k
Est. Returns
Annual rewards0
Annual fee-₹500
Net Value (Year 1)-500
Net Value (Year 2+)-500
Progress to fee waiver0%

Spend ₹2,00,000 more to waive annual fee

Sign in for personalized estimates based on your actual spending

Reward Rates

Flipkart Axis Bank Super Elite Credit Card offers 2% basic reward rate.

Quick Calculator

Estimate earnings for a specific purchase

Flipkart (Plus Members)
0%
Flipkart (Non-Plus Members)
0%

Welcome Offer

Welcome Benefit

500 SuperCoins On card activation within 30 days of issuance.

Fees & Charges

Joining fee₹500
Annual fee₹500
Fee waiverSpend > ₹2,00,000

Eligibility

  • Min Income: ₹1.8 Lakhs
  • Min Credit Score: 700
  • Minimum age 18 years, maximum 70 years. Salaried minimum income ₹15,000/month; Self-employed minimum income ₹30,000/month.

Exclusions & Terms

Fuel

    Wallet Load

      Cash Advances

        Rent Payments

          EMI Transactions

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            Annual Fee
            ₹500
            ₹0
            ₹500
            Joining Fee
            ₹500
            ₹0
            ₹500
            Reward Rate
            2%
            1%
            1%
            Network
            Visa
            Visa
            Visa
            Best For
            Flipkart Loyalists
            amazon-loyalistbeginner-shopper
            Flipkart & Myntra LoyalistsLifestyle Spenders

            Frequently Asked Questions

            2 data-backed answers from our card database

            What is the value of 1 SuperCoin?+

            1 SuperCoin is generally equivalent to ₹1 when used for purchases or rewards on Flipkart and Myntra.

            Does this card offer lounge access?+

            No, the Flipkart Axis Bank Super Elite Credit Card does not offer complimentary domestic or international airport lounge access.

            Ready to apply?

            ₹500 fee. Excellent rewards. Apply now securely.

            Apply on Axis Bank

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