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Side-by-Side Comparison|Updated March 2026

Flipkart Axis Bank Super Elite Credit Card vs Amazon Pay ICICI Bank Credit Card

Detailed comparison of fees, rewards, benefits, and value to help you choose the right credit card for your spending pattern.

Axis Bank

Flipkart Axis Bank Super Elite Credit Card

7.2/10
Annual Fee₹500
Base Rewards2%
NetworkVisa
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ICICI Bank

Amazon Pay ICICI Bank Credit Card

9.5/10
Annual FeeFree
Base Rewards1%
NetworkVisa
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Feature-by-Feature Comparison

FeatureFlipkart Axis Bank Super Elite Credit CardAmazon Pay ICICI Bank Credit Card
Annual Fee₹500Free
Joining Fee₹500Free
Fee Waiver Spend₹2,00,000N/A
Base Reward Rate2%1%
Reward CurrencySuperCoinAmazon Pay Balance
NetworkVisaVisa
Editor Rating7.2/109.5/10
Forex Markup3.5%3.5%

Accelerated Rewards

Flipkart Axis Bank Super Elite Credit Card

  • 0% on Flipkart (Plus Members) — 300 pts/month
  • 0% on Flipkart (Non-Plus Members) — 150 pts/month

Amazon Pay ICICI Bank Credit Card

No accelerated rewards listed

Pros & Cons

Flipkart Axis Bank Super Elite Credit Card

Pros

  • Earn up to 16 SuperCoins per ₹100 spent on Flipkart for Plus members.
  • Welcome benefits worth ₹20,000 including trial memberships for YouTube Premium and Gaana Plus.
  • Low annual fee of ₹500 with a reachable waiver threshold of ₹2 lakhs.
  • Flat 2 SuperCoins per ₹100 on all non-Flipkart eligible spends with no capping.

Cons

  • No complimentary airport lounge access.
  • Rewards are in SuperCoins, which are primarily useful within the Flipkart/Myntra ecosystem.
  • Capping on SuperCoins earned per transaction on Flipkart (300 for Plus, 150 for Non-Plus).

Amazon Pay ICICI Bank Credit Card

Pros

  • Unlimited 5% cashback on Amazon.in for Prime members with no upper cap.
  • Lifetime free card with zero joining and annual fees forever.
  • Rewards are automatically credited as Amazon Pay balance every month.
  • Competitive 1.99% forex markup fee for international transactions.

Cons

  • Cashback is restricted to Amazon Pay balance and cannot be withdrawn as cash.
  • Lounge access is now spend-based (₹75,000 per quarter) rather than flat complimentary.
  • No rewards on fuel, rent, gold, or EMI transactions.

Our Verdict

Amazon Pay ICICI Bank Credit Card edges ahead overall with a stronger combination of rewards and value. However, Flipkart Axis Bank Super Elite Credit Card could be the better pick if its specific category strengths match your spending habits.

Choose Flipkart Axis Bank Super Elite Credit Card if

High SuperCoin earn rate specifically for Flipkart Plus members and frequent shoppers on the platform.

Choose Amazon Pay ICICI Bank Credit Card if

Maximum value for Prime members shopping frequently on Amazon India.

Frequently Asked Questions

Which is better: Flipkart Axis Bank Super Elite Credit Card or Amazon Pay ICICI Bank Credit Card?
Amazon Pay ICICI Bank Credit Card edges ahead overall with a stronger combination of rewards and value. However, Flipkart Axis Bank Super Elite Credit Card could be the better pick if its specific category strengths match your spending habits.
What is the annual fee difference between Flipkart Axis Bank Super Elite Credit Card and Amazon Pay ICICI Bank Credit Card?
Flipkart Axis Bank Super Elite Credit Card has an annual fee of ₹500, while Amazon Pay ICICI Bank Credit Card has no annual fee. Flipkart Axis Bank Super Elite Credit Card offers a fee waiver on ₹2,00,000 annual spend.
Which card has better rewards: Flipkart Axis Bank Super Elite Credit Card or Amazon Pay ICICI Bank Credit Card?
Flipkart Axis Bank Super Elite Credit Card offers a base reward rate of 2% with accelerated rewards on Flipkart (Plus Members) and Flipkart (Non-Plus Members). Amazon Pay ICICI Bank Credit Card offers 1% base rewards. The better choice depends on your primary spending categories.
Can I have both Flipkart Axis Bank Super Elite Credit Card and Amazon Pay ICICI Bank Credit Card?
Yes, many users hold multiple credit cards to maximize rewards across different spending categories. Flipkart Axis Bank Super Elite Credit Card and Amazon Pay ICICI Bank Credit Card can complement each other if they cover different reward categories.
Which card is better for beginners: Flipkart Axis Bank Super Elite Credit Card or Amazon Pay ICICI Bank Credit Card?
For beginners, Amazon Pay ICICI Bank Credit Card may be more approachable with no annual fee. However, evaluate based on your expected spending pattern rather than fee alone.

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