Axis Bank Neo Credit Card Review 2026: Zomato & Shopping Perks
Get 40% off on Zomato, 10% off on Blinkit & Myntra with Axis Bank Neo Credit Card. Check fees, rewards, and eligibility in our 2026 review.
The Axis Bank Neo is a solid entry-level card for those who prioritize instant discounts on popular apps like Zomato and Blinkit over long-term reward accumulation. It effectively pays for itself if you use the Zomato and utility bill offers regularly.
Power of 10: Discounts on Zomato, Myntra, and more.
The Bottom Line
The Axis Bank Neo Credit Card is the Axis Bank Neo is a solid entry-level card for those who prioritize instant discounts on popular apps like Zomato and Blinkit over long-term reward accumulation. It effectively pays for itself if you use the Zomato and utility bill offers regularly. With a ₹250 annual fee, it offers up to 15% off at partner restaurants via eazydiner and 0.2% base rewards. For anyone researching axis bank neo credit card, the verdict is simple: recommended.
It earns a base reward rate of 0.2% and stacks best when your spending lines up with First-time cardholders, Online foodies.
Who Should Get This Card
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Best fit for
IdealLow entry barrier and easy approval for those with basic income.
Consistent 40% discount on Zomato makes it highly rewarding for frequent orders.
Probably not for
SkipLacks lounge access and travel-specific reward multipliers.
Low reward rate and capped discounts limit value for large transactions.
Is It Worth It For You?
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Reward Rates
Axis Bank Neo Credit Card offers 0.2% basic reward rate.
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Fees & Charges
Eligibility
- Min Income: ₹2.4 Lakhs
- Min Credit Score: 700
- Minimum age 18-70 years. Available for salaried and self-employed individuals with stable income.
Exclusions & Terms
Fuel
Rent
Insurance
Utilities
Wallet Loads
Education
Government Spends
EMI Transactions
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Frequently Asked Questions
3 data-backed answers from our card database