Flipkart Axis Bank Credit Card Review 2026: Fees, Rewards & Capping
Get 5% cashback on Flipkart and 7.5% on Myntra with the Flipkart Axis Bank Credit Card. Check latest fees, quarterly capping, and lounge access updates for 2...
The Flipkart Axis Bank Credit Card remains a powerhouse for online shopping, particularly on Flipkart and Myntra. However, recent devaluations, including the removal of lounge access and the introduction of quarterly cashback caps, have reduced its overall utility for general users.
Unlimited Cashback. Unlimited Possibilities.
The Bottom Line
The Axis Bank - Flipkart Axis Bank Credit Card is the Flipkart Axis Bank Credit Card remains a powerhouse for online shopping, particularly on Flipkart and Myntra. However, recent devaluations, including the removal of lounge access and the introduction of quarterly cashback caps, have reduced its overall utility for general users. With a ₹500 annual fee that is waived on ₹3,50,000 yearly spend, it offers 0% rewards on myntra and a welcome benefit worth ₹500. For anyone researching flipkart axis bank credit card, the verdict is simple: conditional.
It earns a base reward rate of 1% and stacks best when your spending lines up with Flipkart & Myntra Loyalists, Lifestyle Spenders. The renewal fee gets easier to justify once you can hit ₹3,50,000 in yearly spend.
Who Should Get This Card
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Best fit for
IdealHigh cashback rates on these platforms make it the best choice for frequent shoppers.
Unlimited 4% cashback on Swiggy and Uber provides significant value for urban commuters and foodies.
Probably not for
SkipThe removal of lounge access and lack of travel-specific rewards make it weak for travelers.
These categories are excluded from cashback and fee waiver calculations.
Is It Worth It For You?
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Reward Rates
Axis Bank - Flipkart Axis Bank Credit Card offers 1% basic reward rate.
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Welcome Offer
₹500 Flipkart Voucher First transaction within 30 days of card issuance
Milestone Benefits
Annual Fee Waiver
Fees & Charges
Eligibility
- Min Income: ₹1.8 Lakhs
- Min Credit Score: 750
- Minimum monthly income of ₹15,000 for salaried and ₹30,000 for self-employed individuals. Age between 18-70 years.
Exclusions & Terms
Fuel Spends
Wallet Loading
Rent Payments
Insurance Premiums
Utility & Telecom
Government Services
Education Fees
Gold & Jewellery
EMI Transactions
Cash Advances
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Frequently Asked Questions
3 data-backed answers from our card database