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Side-by-Side Comparison|Updated March 2026

Flipkart Axis Bank Super Elite Credit Card vs Axis Bank Neo Credit Card

Detailed comparison of fees, rewards, benefits, and value to help you choose the right credit card for your spending pattern.

Axis Bank

Flipkart Axis Bank Super Elite Credit Card

7.2/10
Annual Fee₹500
Base Rewards2%
NetworkVisa
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Axis Bank

Axis Bank Neo Credit Card

7.2/10
Annual Fee₹250
Base Rewards0.2%
NetworkVisa
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Feature-by-Feature Comparison

FeatureFlipkart Axis Bank Super Elite Credit CardAxis Bank Neo Credit Card
Annual Fee₹500₹250
Joining Fee₹500₹250
Fee Waiver Spend₹2,00,000N/A
Base Reward Rate2%0.2%
Reward CurrencySuperCoinEDGE Reward Points
NetworkVisaVisa
Editor Rating7.2/107.2/10
Forex Markup3.5%3.5%

Accelerated Rewards

Flipkart Axis Bank Super Elite Credit Card

  • 0% on Flipkart (Plus Members) — 300 pts/month
  • 0% on Flipkart (Non-Plus Members) — 150 pts/month

Axis Bank Neo Credit Card

No accelerated rewards listed

Pros & Cons

Flipkart Axis Bank Super Elite Credit Card

Pros

  • Earn up to 16 SuperCoins per ₹100 spent on Flipkart for Plus members.
  • Welcome benefits worth ₹20,000 including trial memberships for YouTube Premium and Gaana Plus.
  • Low annual fee of ₹500 with a reachable waiver threshold of ₹2 lakhs.
  • Flat 2 SuperCoins per ₹100 on all non-Flipkart eligible spends with no capping.

Cons

  • No complimentary airport lounge access.
  • Rewards are in SuperCoins, which are primarily useful within the Flipkart/Myntra ecosystem.
  • Capping on SuperCoins earned per transaction on Flipkart (300 for Plus, 150 for Non-Plus).

Axis Bank Neo Credit Card

Pros

  • 40% off on Zomato up to ₹120 per order (twice monthly, min spend ₹499).
  • 5% off on utility bills via Paytm up to ₹150 per month.
  • 10% instant discount on Blinkit (up to ₹250) and BookMyShow (up to ₹100).
  • Flat ₹150 off on Myntra for select styles on minimum spend of ₹999.

Cons

  • Very low base reward rate of 0.1% (1 point per ₹200).
  • No complimentary airport lounge access.
  • Reward points excluded on fuel, rent, insurance, and utilities.

Our Verdict

Flipkart Axis Bank Super Elite Credit Card edges ahead overall with a stronger combination of rewards and value. However, Axis Bank Neo Credit Card could be the better pick if its specific category strengths match your spending habits.

Choose Flipkart Axis Bank Super Elite Credit Card if

High SuperCoin earn rate specifically for Flipkart Plus members and frequent shoppers on the platform.

Choose Axis Bank Neo Credit Card if

Low entry barrier and easy approval for those with basic income.

Frequently Asked Questions

Which is better: Flipkart Axis Bank Super Elite Credit Card or Axis Bank Neo Credit Card?
Flipkart Axis Bank Super Elite Credit Card edges ahead overall with a stronger combination of rewards and value. However, Axis Bank Neo Credit Card could be the better pick if its specific category strengths match your spending habits.
What is the annual fee difference between Flipkart Axis Bank Super Elite Credit Card and Axis Bank Neo Credit Card?
Flipkart Axis Bank Super Elite Credit Card has an annual fee of ₹500, while Axis Bank Neo Credit Card has an annual fee of ₹250. Flipkart Axis Bank Super Elite Credit Card offers a fee waiver on ₹2,00,000 annual spend.
Which card has better rewards: Flipkart Axis Bank Super Elite Credit Card or Axis Bank Neo Credit Card?
Flipkart Axis Bank Super Elite Credit Card offers a base reward rate of 2% with accelerated rewards on Flipkart (Plus Members) and Flipkart (Non-Plus Members). Axis Bank Neo Credit Card offers 0.2% base rewards. The better choice depends on your primary spending categories.
Can I have both Flipkart Axis Bank Super Elite Credit Card and Axis Bank Neo Credit Card?
Yes, many users hold multiple credit cards to maximize rewards across different spending categories. Flipkart Axis Bank Super Elite Credit Card and Axis Bank Neo Credit Card can complement each other if they cover different reward categories.
Which card is better for beginners: Flipkart Axis Bank Super Elite Credit Card or Axis Bank Neo Credit Card?
For beginners, Axis Bank Neo Credit Card may be more approachable with a lower annual fee of ₹250. However, evaluate based on your expected spending pattern rather than fee alone.

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