Axis Bank Select Credit Card Review 2026: Fees, Rewards & Benefits
Explore Axis Bank Select Credit Card features: 10,000 welcome points, Swiggy & BigBasket discounts, and Priority Pass lounge access. Is it worth the ₹3,000 fee?
The Axis Bank Select Credit Card is a robust lifestyle card that bridges the gap between mid-tier and premium segments. It is exceptionally valuable for Axis Burgundy customers who get it for free, but paid users must actively use the Swiggy and BigBasket offers to offset the fee.
A world of privileges, curated for the select few.
The Bottom Line
The Axis Bank Select Credit Card is a robust lifestyle card that bridges the gap between mid-tier and premium segments. It is exceptionally valuable for Axis Burgundy customers who get it for free, but paid users must actively use the Swiggy and BigBasket offers to offset the fee. With a ₹3,000 annual fee that is waived on ₹8,00,000 yearly spend, it offers 0% rewards on retail shopping and 10,000 bonus points. For anyone researching axis bank select credit card, the verdict is simple: conditional.
It earns a base reward rate of 0.2% and stacks best when your spending lines up with lifestyle-enthusiast, burgundy-customers. The renewal fee gets easier to justify once you can hit ₹8,00,000 in yearly spend.
Who Should Get This Card
Use this as a quick filter before comparing rewards or fees in detail.
Best fit for
IdealStrong benefits on Swiggy, BigBasket, and BookMyShow combined with golf access.
The card is offered free for life to Axis Burgundy account holders, making it a high-value zero-cost addition.
0Probably not for
SkipThe ₹3,000 annual fee is hard to justify without hitting the ₹8 Lakh waiver or utilizing the partner discounts.
Is It Worth It For You?
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Reward Rates
Axis Bank Select Credit Card offers 0.2% basic reward rate.
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Welcome Offer
First transaction within 30 days of card issuance
Milestone Benefits
Annual milestone benefit
Fees & Charges
Eligibility
- Min Income: ₹6 Lakhs
- Min Credit Score: 750
- Joining and annual fees are waived for Axis Bank Burgundy customers. Minimum age for primary cardholder is 18-70 years.
Exclusions & Terms
Fuel
Insurance
Gold/Jewellery
Utilities
Rent
Education
Government Services
Wallet Load
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Frequently Asked Questions
3 data-backed answers from our card database