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RBL World Safari Credit Card Review

Travel card with lounge access

The RBL World Safari has a ₹3,000 annual fee + GST. It earns 0.5% back on regular spends and up to 1.25% on Travel, with 8 domestic + 2 international airport lounge visits a year. Best for: frequent international travellers wanting zero forex markup — our verdict: recommended.

Vyaya Team · Jun 2026
5 min read
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Value Score
8.0 / 10
Annual Fee
₹3,000
Best For
International traveller, High-spend domestic user
Network
Mastercard
Expert Verdict

The RBL World Safari is a travel card whose headline 0% forex markup and solid travel insurance and lounge package make it genuinely useful abroad, with stacking milestones up to a Rs. 10,000 voucher at Rs. 7.5 lakh spend. The catch is that international spends earn no points, and the 0.25-per-point value plus no fee waiver temper its everyday returns.

RBL BANKMastercard
RBL World Safari
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REWARD SUMMARY
0.5% Base Rewards
Travel card with lounge access
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The Bottom Line

The RBL World Safari is built for international traveller and high-spend domestic user. With a ₹3,000 annual fee, it offers 1.25% rewards on travel and a welcome benefit worth ₹3,000. It makes the most sense if your spending matches international traveller and high-spend domestic user.

It earns a base reward rate of 0.5% and stacks best when your spending lines up with International traveller, High-spend domestic user.

What we like
+Zero forex markup on all international/foreign-currency transactions, a standout for travellers versus the typical 3.5%-4%.
+Comprehensive travel insurance bundle: international travel medical, loss of passport, baggage loss and trip delay cover.
+Stacking milestones: 10,000 bonus points at Rs. 2.5 lakh, 15,000 at Rs. 5 lakh, plus an Rs. 10,000 voucher at Rs. 7.5 lakh annual spend.
+8 domestic and 2 international Priority Pass lounge visits a year, plus golf rounds and 24/7 concierge.
What we don't
–Despite 0% forex markup, international transactions do not accrue any reward points.
–Low base point value of Re. 0.25, so the 2.5X travel rate (5 points per Rs. 100) is worth only about 1.25% back.
–No annual fee waiver path, so the Rs. 3,000 fee is a recurring cost.
–Fuel earns no points and the fuel surcharge waiver is capped at Rs. 250 per month.

Who Should Get This Card

Use this as a quick filter before comparing rewards or fees in detail.

Best fit for

Ideal
+
International traveller

Someone who spends significantly in foreign currency and benefits most from the 0% forex markup, travel insurance bundle and international lounge access.

+
High-spend domestic user

A cardholder spending Rs. 5-7.5 lakh a year who unlocks the stacking 10,000/15,000-point milestones and the Rs. 10,000 voucher.

Probably not for

Skip
–
Points-on-travel maximiser

Travellers expecting to earn rewards on overseas spend will be disappointed, since international transactions earn no points despite the 0% markup.

–
Low spender

With no fee waiver and a 0.25-per-point value, anyone spending little cannot justify the Rs. 3,000 fee.

Is It Worth It For You?

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Calculate Your Value

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Dining
0₹5,000Max ₹50k
Est. Returns
Travel
0₹10,000Max ₹1L
Est. Returns
Online & Shopping
0₹8,000Max ₹80k
Est. Returns
Groceries
0₹6,000Max ₹40k
Est. Returns
Annual rewards₹0
Welcome bonus (Year 1)+₹3,000
Annual fee-₹3,000
Net Value (Year 1)+₹0
Net Value (Year 2+)₹-3,000

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Reward Rates

RBL World Safari offers 0.5% basic reward rate.

Quick Calculator

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₹
Travel
1.25%

Welcome Offer

Welcome Benefit

MakeMyTrip voucher worth INR 3,000 on completing at least one transaction within 30 days of card issuance and payment of membership fee in the first billing cycle.

Value: ₹3,000

Milestone Benefits

Spend ₹2,50,000

10,000 bonus Reward Points on spends of INR 2.5 lakh or more in a membership year.

Spend ₹5,00,000

15,000 bonus Reward Points on spends of INR 5 lakh or more in a membership year.

Spend ₹7,50,000Value: ₹10,000

Voucher worth INR 10,000 on spends of INR 7.5 lakh or more in a membership year (brands include Taj Experiences, Amazon, Croma, Myntra, MakeMyTrip).

Fees & Charges

Joining fee₹3,000
Annual fee₹3,000
Fee waiverN/A

Eligibility

  • Min Income: ₹4 Lakhs
  • Min Credit Score: 750
  • Salaried min Rs 3L p.a., self-employed min Rs 4L p.a.; travel card with 0% forex markup; Mastercard network.

Exclusions & Terms

Forex markup

  • Foreign currency markup

International / Foreign Currency Transactions

  • 0% forex markup applies, but international transactions do not accrue Reward Points.

Frequently Asked Questions

7 data-backed answers from our card database

What is the annual fee of the RBL World Safari credit card?+

The RBL World Safari has a ₹3,000 annual fee + GST.

What rewards does the RBL World Safari credit card give?+

It earns 2 Reward Points per ₹100 spent (about 0.5% back), and up to 1.25% on Travel.

Does the RBL World Safari credit card offer airport lounge access?+

Yes — 8 domestic + 2 international airport lounge visits a year. Check the card's terms for any spend condition before your trip.

What is the eligibility for the RBL World Safari credit card?+

Minimum annual income of about ₹4 lakh and a credit score of 750+. Salaried min Rs 3L p.a., self-employed min Rs 4L p.a.; travel card with 0% forex markup; Mastercard network.

What is the forex markup on the RBL World Safari?+

3.5% + GST on international transactions.

What is the welcome benefit on the RBL World Safari?+

MakeMyTrip voucher worth INR 3,000 on completing at least one transaction within 30 days of card issuance and payment of membership fee in the first billing cycle.

Is the RBL World Safari credit card worth it?+

The RBL World Safari has a ₹3,000 annual fee + GST. It earns 0.5% back on regular spends and up to 1.25% on Travel, with 8 domestic + 2 international airport lounge visits a year. Best for: frequent international travellers wanting zero forex markup — our verdict: recommended.

Ready to apply?

₹3,000 annual fee. Apply on the RBL Bank website.

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