Kotak IndiGo Ka-ching 6E Rewards XL Credit Card: Fees, Rewards & Benef
Travel card with lounge access
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The Kotak IndiGo Ka-ching 6E Rewards XL is a co-branded airline card that pays off well for loyal IndiGo flyers, with 6% on bookings, free 6E Prime add-ons and 8 domestic lounges against a modest Rs.2,500 fee. Its value collapses for non-IndiGo or international use given the locked rewards and 3.5% forex markup.
Travel card with lounge access
The Bottom Line
The Kotak IndiGo Ka-ching 6E Rewards XL is built for frequent indigo flyer and domestic air traveller. With a ₹2,500 annual fee that is waived on ₹50,000 yearly spend, it offers 6% rewards on indigo (6e) website/app (travel) and a welcome benefit worth ₹3,000. It makes the most sense if your spending matches frequent indigo flyer and domestic air traveller.
It earns a base reward rate of 2% and stacks best when your spending lines up with Frequent IndiGo flyer, Domestic air traveller. The renewal fee gets easier to justify once you can hit ₹50,000 in yearly spend.
Who Should Get This Card
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Best fit for
IdealRegular IndiGo travellers earning 6% on bookings, free 6E Prime add-ons and 8 domestic lounges that easily offset the Rs.2,500 fee.
Those who fly IndiGo and value priority check-in, seat choice and meals on every trip.
Probably not for
SkipThe reward value is tied to IndiGo, with 3.5% forex and no international lounges for overseas trips.
Fuel earns nothing, has no surcharge waiver and attracts a 1% fee above Rs.50,000/cycle.
Is It Worth It For You?
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Reward Rates
Kotak IndiGo Ka-ching 6E Rewards XL offers 2% basic reward rate.
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Welcome Offer
Welcome flight ticket / fare waiver worth INR 3,000 on card activation (in some terms, granted on completing 3+ transactions within 90 days). 6E Prime add-on benefits worth approximately INR 1,099 (priority check-in, choice of seat, complimentary meal, and quicker baggage assistance / IndiGo Prime membership).
Fees & Charges
Eligibility
- Min Income: ₹15 Lakhs
- Min Credit Score: 750
- Age 21-60, Indian resident, CIBIL 750+; annual fee Rs 2,500 waived on Rs 50,000 annual spend; Visa card; co-branded with IndiGo.
Exclusions & Terms
Forex markup
- Foreign currency markup
Group / corporate / agent / SME bookings
- 6E Rewards are not earned on IndiGo group bookings, corporate/agent/SME logins, or advance corporate payments.
Cash Advances
- Does not earn rewards.
EMI Transactions
- Does not earn rewards.
Frequently Asked Questions
3 data-backed answers from our card database
Ready to apply?
₹2,500 annual fee. Apply on the Kotak Mahindra Bank website.
Apply on Kotak Mahindra Bank →We may earn a commission if you apply through this link. It never affects our ratings.
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