HDFC
HDFC Bank
HDFC Bank offers premium credit cards with industry-leading rewards, lounge access, and milestone benefits. Known for Infinia, Diners Club, and Regalia cards.
Total cards
15
Free cards
0
Premium cards
2
Avg fee
Rs. 2,560
Bank Comparison
HDFC Bank vs Kotak Mahindra Bank Credit Cards
This page compares the two bank portfolios at a strategic level: how many cards they have, how much premium depth they offer, how strong their low-fee options look, and which side has the cleaner shortlist for 2026 searchers.
Kotak
Kotak Mahindra Bank
Kotak credit cards offer competitive rewards with 811 digital integration. Known for League Platinum and Privy League cards.
Total cards
10
Free cards
1
Premium cards
1
Avg fee
Rs. 2,445
Top Picks
Editorial Verdict
HDFC Bank looks stronger for premium breadth and upgrade paths.
Kotak Mahindra Bank has the better argument if you want more lifetime-free or lower-fee options.
HDFC Bank offers the deeper portfolio if you want more internal upgrade and comparison choices.