Bank Comparison

ICICI Bank vs Kotak Mahindra Bank Credit Cards

This page compares the two bank portfolios at a strategic level: how many cards they have, how much premium depth they offer, how strong their low-fee options look, and which side has the cleaner shortlist for 2026 searchers.

ICICI

ICICI Bank

ICICI Bank credit cards offer Amazon co-branded options, travel rewards, and cashback. Popular for Amazon Pay card and Sapphiro series.

Total cards

Free cards

Premium cards

Avg fee

Rs. 5,150

Top Picks

Rs. 20,000 fee • 40% rewards

5.0

#3 ICICI Emeralde Private Metal

Rs. 12,499 fee • 100% rewards

4.8

#4 ICICI Emeralde

Rs. 12,000 fee • 25% rewards

4.8

#5 ICICI MakeMyTrip Signature

Free • 100% rewards

4.5

View all ICICI cards

Kotak

Kotak Mahindra Bank

Kotak credit cards offer competitive rewards with 811 digital integration. Known for League Platinum and Privy League cards.

Total cards

Free cards

Premium cards

Avg fee

Rs. 2,445

Top Picks

#1 Kotak IndiGo Ka-ching 6E Rewards XL

Rs. 2,500 fee • 100% rewards

4.5

#2 Kotak Myntra

Rs. 500 fee • 100% rewards

4.5

#3 Kotak White

Rs. 3,000 fee • 100% rewards

4.5

#4 Kotak IndianOil

Rs. 449 fee • 25% rewards

4.5

#5 Kotak Privy League Signature

Rs. 2,500 fee • 20% rewards

4.5

View all Kotak cards

Editorial Verdict

ICICI Bank looks stronger for premium breadth and upgrade paths.

ICICI Bank has the better argument if you want more lifetime-free or lower-fee options.

ICICI Bank offers the deeper portfolio if you want more internal upgrade and comparison choices.

ICICI Bank cards

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Kotak Mahindra Bank cards