IndusInd Legend Credit Card Review
Rewards card
The IndusInd Legend has a ₹5,000 joining fee and ₹0 annual fee + GST. It earns 0.5% back on regular spends. Best for: weekend spenders wanting no recurring fee — our verdict: consider.
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The IndusInd Legend is a zero-annual-fee card (after a Rs.5,000 joining fee) that rewards weekend spending at 2X, bundles solid travel insurance and a low 1.8% forex markup. The absence of complimentary lounge access and a modest weekday earn rate temper its appeal.
Rewards card
The Bottom Line
The IndusInd Legend is built for weekend spender and low-forex occasional traveller. With no annual fee, it offers personal air accident cover and 0.5% base rewards. It makes the most sense if your spending matches weekend spender and low-forex occasional traveller.
It earns a base reward rate of 0.5% and stacks best when your spending lines up with Weekend spender, Low-forex occasional traveller.
Who Should Get This Card
Use this as a quick filter before comparing rewards or fees in detail.
Best fit for
IdealThose who concentrate spends on weekends to capture the 2X rate, plus golf, movies and travel insurance, with no recurring annual fee.
Users wanting 1.8% forex and strong travel insurance without paying yearly.
Probably not for
SkipThe card offers no complimentary lounge visits despite an entry-premium feel.
The Rs.5,000 joining fee is a meaningful upfront cost for entry-tier earning rates.
Is It Worth It For You?
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Reward Rates
IndusInd Legend offers 0.5% basic reward rate.
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Welcome Offer
Welcome gift vouchers from premium brands plus a set of discount vouchers from partners (e.g. Amazon, Apollo Pharmacy, Uber, Flipkart, Ola). Exact voucher values are not specified in official sources.
Milestone Benefits
3,000 bonus Reward Points on annual spends of INR 5,00,000 or more in a year, per the official IndusInd reward-structure blog.
Fees & Charges
Eligibility
- Min Income: ₹2.4 Lakhs
- Min Credit Score: 750
- Age 21-65, min monthly income Rs 20,000 (salaried), CIBIL 750+; Visa Signature lifetime-free card (joining fee Rs 5,000 only).
Exclusions & Terms
Forex markup
- Foreign currency markup
Frequently Asked Questions
7 data-backed answers from our card database
Ready to apply?
No annual fee. Apply on the IndusInd Bank website.
Apply on IndusInd Bank →We may earn a commission if you apply through this link. It never affects our ratings.
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