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ICICI MakeMyTrip Signature Credit Card Review

Rewards card with lounge access

The ICICI MakeMyTrip Signature has a ₹2,500 joining fee and ₹0 annual fee + GST. It earns 0.62% back on regular spends and up to 2% on MakeMyTrip, with 8 domestic + 1 international airport lounge visits a year. Best for: frequent makemytrip travellers wanting a fee-free travel card — our verdict: recommended.

Vyaya Team · Jun 2026
5 min read
Value Score
9.0 / 10
Annual Fee
₹0
Best For
MakeMyTrip Loyalist, Occasional Traveller
Network
Visa
Expert Verdict

The ICICI MakeMyTrip Signature is a no-annual-fee travel card that shines for MakeMyTrip users via 2% hotel earning, MMTBLACK status and strong lounge access. The weak 0.6% base rate and 3.5% forex markup limit it outside the MakeMyTrip ecosystem.

ICICI BANKVisa
ICICI MakeMyTrip Signature
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REWARD SUMMARY
0.62% Base Rewards
Rewards card with lounge access
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The Bottom Line

The ICICI MakeMyTrip Signature is built for makemytrip loyalist and occasional traveller. With no annual fee, it offers 2% rewards on makemytrip (hotel) and 1,500 bonus points. It makes the most sense if your spending matches makemytrip loyalist and occasional traveller.

It earns a base reward rate of 0.62% and stacks best when your spending lines up with MakeMyTrip Loyalist, Occasional Traveller.

What we like
+myCash is worth Rs 1 each, and accelerated MakeMyTrip earning gives 4 myCash per Rs 200 on hotels (about 2%) and 2 per Rs 200 on flights
+Zero annual fee (Rs 2,500 joining fee only), so there is no recurring cost
+Generous lounge access for an entry card: 8 domestic and 1 international visit per year, plus quarterly railway lounge access
+Complimentary MMTBLACK (Platinum tier) membership for added MakeMyTrip benefits
+Milestone myCash of 1,100 at Rs 2,50,000 spend and 4,000 at Rs 5,00,000 spend
What we don't
–Base earn is a low 1.25 myCash per Rs 200 (about 0.6%) on non-travel spends
–Fuel, cash advances and EMI transactions earn no myCash
–High 3.5% foreign currency markup despite the international travel positioning
–Requires a Rs 6 lakh minimum income

Who Should Get This Card

Use this as a quick filter before comparing rewards or fees in detail.

Best fit for

Ideal
+
MakeMyTrip Loyalist

Frequent MakeMyTrip bookers who value 4 myCash per Rs 200 on hotels, MMTBLACK status and 8 domestic plus 1 international lounge visit, all with no annual fee

+
Occasional Traveller

Travellers wanting lounge access and travel perks without a recurring annual fee

Probably not for

Skip
–
Everyday Spender

Those whose spending is mostly non-travel, given the low 0.6% base myCash rate

–
Overseas Shopper

International spenders, who face the 3.5% forex markup

Is It Worth It For You?

Slide to your typical monthly card spend. We'll do the rest.

Calculate Your Value

Adjust your typical monthly spend by category.

Dining
0₹5,000Max ₹50k
Est. Returns
Travel
0₹10,000Max ₹1L
Est. Returns
Online & Shopping
0₹8,000Max ₹80k
Est. Returns
Groceries
0₹6,000Max ₹40k
Est. Returns
Annual rewards₹0
Welcome bonus (Year 1)+₹1,500
Annual feeFREE
Net Value (Year 1)+₹1,500
Net Value (Year 2+)+₹0

Sign in for personalized estimates based on your actual spending

Reward Rates

ICICI MakeMyTrip Signature offers 0.62% basic reward rate.

Quick Calculator

Estimate earnings for a specific purchase

₹
MakeMyTrip (Hotel)
2%
MakeMyTrip (Flight)
1%
International
0.75%

Welcome Offer

1,500 myCash

Welcome benefits on payment of joining fee: 1,500 myCash, a MakeMyTrip holiday voucher worth Rs. 2,500, and MMTBLACK (Platinum tier) membership.

Value: ₹1,500

Milestone Benefits

Spend ₹2,50,000

1,100 myCash on annual spends of Rs. 2,50,000.

Spend ₹5,00,000

4,000 myCash on annual spends of Rs. 5,00,000.

Fees & Charges

Joining fee₹2,500
Annual fee₹0
Fee waiverN/A

Eligibility

  • Min Income: ₹6 Lakhs
  • Min Credit Score: 750
  • Discontinued – no longer accepting new applications; was Visa Signature; joining fee Rs 2,500 one-time; no annual fee from Year 2; 1 myCash = Rs 1.

Exclusions & Terms

Forex markup

  • Foreign currency markup

Cash Advances

  • Does not earn myCash. Finance charge of 3.75% per month applies.

EMI Transactions

  • Does not earn myCash per standard ICICI reward policy.

Frequently Asked Questions

7 data-backed answers from our card database

What is the annual fee of the ICICI MakeMyTrip Signature credit card?+

The ICICI MakeMyTrip Signature has a ₹2,500 joining fee and ₹0 annual fee + GST.

What rewards does the ICICI MakeMyTrip Signature credit card give?+

It earns 1.25 myCash per ₹200 spent (about 0.62% back), and up to 2% on MakeMyTrip.

Does the ICICI MakeMyTrip Signature credit card offer airport lounge access?+

Yes — 8 domestic + 1 international airport lounge visits a year. Check the card's terms for any spend condition before your trip.

What is the eligibility for the ICICI MakeMyTrip Signature credit card?+

Minimum annual income of about ₹6 lakh and a credit score of 750+. Discontinued – no longer accepting new applications; was Visa Signature; joining fee Rs 2,500 one-time; no annual fee from Year 2; 1 myCash = Rs 1.

What is the forex markup on the ICICI MakeMyTrip Signature?+

3.5% + GST on international transactions.

What is the welcome benefit on the ICICI MakeMyTrip Signature?+

Welcome benefits on payment of joining fee: 1,500 myCash, a MakeMyTrip holiday voucher worth Rs. 2,500, and MMTBLACK (Platinum tier) membership.

Is the ICICI MakeMyTrip Signature credit card worth it?+

The ICICI MakeMyTrip Signature has a ₹2,500 joining fee and ₹0 annual fee + GST. It earns 0.62% back on regular spends and up to 2% on MakeMyTrip, with 8 domestic + 1 international airport lounge visits a year. Best for: frequent makemytrip travellers wanting a fee-free travel card — our verdict: recommended.

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