VVyaya

ICICI MakeMyTrip Signature Credit Card: Fees, Rewards & Benefits

Rewards card with lounge access

Vyaya Team · Jun 2026
5 min read
Value Score
9.0 / 10
Annual Fee
₹0
Best For
MakeMyTrip Loyalist, Occasional Traveller
Network
Visa
Expert Verdict

The ICICI MakeMyTrip Signature is a no-annual-fee travel card that shines for MakeMyTrip users via 2% hotel earning, MMTBLACK status and strong lounge access. The weak 0.6% base rate and 3.5% forex markup limit it outside the MakeMyTrip ecosystem.

ICICI BANKVisa
ICICI MakeMyTrip Signature
Tap to see back →
REWARD SUMMARY
0.625% Base Rewards
Rewards card with lounge access
← Tap to flip back

The Bottom Line

The ICICI MakeMyTrip Signature is built for makemytrip loyalist and occasional traveller. With no annual fee, it offers 2% rewards on makemytrip (hotel) and 1,500 bonus points. It makes the most sense if your spending matches makemytrip loyalist and occasional traveller.

It earns a base reward rate of 0.625% and stacks best when your spending lines up with MakeMyTrip Loyalist, Occasional Traveller.

What we like
+myCash is worth Rs 1 each, and accelerated MakeMyTrip earning gives 4 myCash per Rs 200 on hotels (about 2%) and 2 per Rs 200 on flights
+Zero annual fee (Rs 2,500 joining fee only), so there is no recurring cost
+Generous lounge access for an entry card: 8 domestic and 1 international visit per year, plus quarterly railway lounge access
+Complimentary MMTBLACK (Platinum tier) membership for added MakeMyTrip benefits
+Milestone myCash of 1,100 at Rs 2,50,000 spend and 4,000 at Rs 5,00,000 spend
What we don't
–Base earn is a low 1.25 myCash per Rs 200 (about 0.6%) on non-travel spends
–Fuel, cash advances and EMI transactions earn no myCash
–High 3.5% foreign currency markup despite the international travel positioning
–Requires a Rs 6 lakh minimum income

Who Should Get This Card

Use this as a quick filter before comparing rewards or fees in detail.

Best fit for

Ideal
+
MakeMyTrip Loyalist

Frequent MakeMyTrip bookers who value 4 myCash per Rs 200 on hotels, MMTBLACK status and 8 domestic plus 1 international lounge visit, all with no annual fee

+
Occasional Traveller

Travellers wanting lounge access and travel perks without a recurring annual fee

Probably not for

Skip
–
Everyday Spender

Those whose spending is mostly non-travel, given the low 0.6% base myCash rate

–
Overseas Shopper

International spenders, who face the 3.5% forex markup

Is It Worth It For You?

Slide to your typical monthly card spend. We'll do the rest.

Calculate Your Value

Adjust your typical monthly spend by category.

Dining
0₹5,000Max ₹50k
Est. Returns
Travel
0₹10,000Max ₹1L
Est. Returns
Online & Shopping
0₹8,000Max ₹80k
Est. Returns
Groceries
0₹6,000Max ₹40k
Est. Returns
Annual rewards₹0
Welcome bonus (Year 1)+₹1,500
Annual feeFREE
Net Value (Year 1)+₹1,500
Net Value (Year 2+)+₹0

Sign in for personalized estimates based on your actual spending

Reward Rates

ICICI MakeMyTrip Signature offers 0.625% basic reward rate.

Quick Calculator

Estimate earnings for a specific purchase

₹
MakeMyTrip (Hotel)
2%
MakeMyTrip (Flight)
1%
International
0.75%

Welcome Offer

1,500 myCash

Welcome benefits on payment of joining fee: 1,500 myCash, a MakeMyTrip holiday voucher worth Rs. 2,500, and MMTBLACK (Platinum tier) membership.

Value: ₹1,500

Milestone Benefits

Spend ₹2,50,000

1,100 myCash on annual spends of Rs. 2,50,000.

Spend ₹5,00,000

4,000 myCash on annual spends of Rs. 5,00,000.

Fees & Charges

Joining fee₹2,500
Annual fee₹0
Fee waiverN/A

Eligibility

  • Min Income: ₹6 Lakhs
  • Min Credit Score: 750
  • Discontinued – no longer accepting new applications; was Visa Signature; joining fee Rs 2,500 one-time; no annual fee from Year 2; 1 myCash = Rs 1.

Exclusions & Terms

Forex markup

  • Foreign currency markup

Cash Advances

  • Does not earn myCash. Finance charge of 3.75% per month applies.

EMI Transactions

  • Does not earn myCash per standard ICICI reward policy.

Frequently Asked Questions

3 data-backed answers from our card database

What is the annual fee of the ICICI MakeMyTrip Signature?+

The ICICI MakeMyTrip Signature has no annual fee (lifetime free).

What rewards does the ICICI MakeMyTrip Signature offer?+

It earns myCash, with accelerated earning on Rewards.

Does the ICICI MakeMyTrip Signature offer airport lounge access?+

Yes, it includes complimentary airport lounge access. See the benefits section for visit limits.

Explore more on Vyaya

Bank comparisons

ICICI vs HDFCICICI vs SBIICICI vs AxisICICI vs Amex

Guides & best picks

Best ICICI Bank CardsBest Cards for StudentsBest Cards for First TimersBest Cards for Online ShoppingBest Travel CardsBest Cashback Cards

Browse by category

Travel CardsCashback CardsShopping CardsFuel Cards

Browse by bank

HDFCICICISBIAXISAMEXKOTAK