Yes Bank POP-CLUB Credit Card: Fees, Rewards & Benefits
Rewards card
We may earn a commission if you apply through this link. It never affects our ratings.
The Yes Bank POP-CLUB stands out because POPcoins are worth up to 1 INR, giving real value to its 10-per-INR-100 base and UPI earning, with a low waivable INR 399 fee. Heavy category exclusions, a 3.4% forex markup and no lounge access make it an app-centric everyday card.
Rewards card
The Bottom Line
The Yes Bank POP-CLUB is built for upi & app-based spender and value seeker. With a ₹399 annual fee that is waived on ₹1,50,000 yearly spend, it offers 5% rewards on pop upi app (upi) and 500 bonus points. It makes the most sense if your spending matches upi & app-based spender and value seeker.
It earns a base reward rate of 10% and stacks best when your spending lines up with UPI & App-Based Spender, Value Seeker. The renewal fee gets easier to justify once you can hit ₹1,50,000 in yearly spend.
Who Should Get This Card
Use this as a quick filter before comparing rewards or fees in detail.
Best fit for
IdealUsers who pay via the POP UPI app and shop across the 500+ POP-app brands, benefiting from the 1 INR POPcoin value and 5 POPcoins per INR 100 on UPI.
Those wanting a near-free card where points are actually worth close to 1 INR, plus a 1,500-coin annual bonus.
Probably not for
SkipNo lounge access and a 3.4% forex markup make it unsuitable for travel.
Utilities, rent, insurance and government spends earn no POPcoins.
Is It Worth It For You?
Slide to your typical monthly card spend. We'll do the rest.
Calculate Your Value
Adjust your typical monthly spend by category.
Spend ₹1,50,000 more to waive annual fee
Sign in for personalized estimates based on your actual spending
Reward Rates
Yes Bank POP-CLUB offers 10% basic reward rate.
Quick Calculator
Estimate earnings for a specific purchase
Welcome Offer
500 POPcoins on card activation, plus welcome perks worth approximately Rs.5,000 across partner brands: 5 free Blinkit deliveries, Cleartrip voucher worth Rs.750, 6-month PharmEasy Plus membership, 3-month Zomato Gold mini membership, 2 free Rapido bike rides worth Rs.100 every month, and a Cult Sport voucher worth Rs.500.
Milestone Benefits
1,500 bonus POPcoins on crossing annual spends of Rs.1.5 lakh. The same Rs.1.5 lakh spend threshold also triggers the annual fee waiver.
Fees & Charges
Eligibility
- Min Income: ₹5 Lakhs
- Min Credit Score: 700
- Salaried/self-employed age 21-60; min monthly salary Rs 25,000 or ITR Rs 5 lakh; only for new YES Bank CC applicants; RuPay network.
Exclusions & Terms
Forex markup
- Foreign currency markup
EMI Transactions
- EMI-converted transactions do not earn POPcoins.
Cash Advances
- ATM withdrawals / cash advances do not earn POPcoins.
POI Funding
- Prepaid/POI funding transactions do not earn POPcoins.
Frequently Asked Questions
2 data-backed answers from our card database
Ready to apply?
₹399 annual fee. Apply on the Yes Bank website.
Apply on Yes Bank →We may earn a commission if you apply through this link. It never affects our ratings.
Explore more on Vyaya
Bank comparisons
Guides & best picks
Browse by category