Kotak Feast Gold Credit Card Review: 10% Dining Rewards & Fees

Explore the Kotak Mahindra Bank Feast Gold Credit Card. Learn about the 10% dining rewards, ₹499 annual fee, and eligibility criteria. Is it still worth it?

Vyaya Team · Mar 2026

5 min read

Apply Now →

Value Score

6.0 / 10

Annual Fee

₹499

Best For

Dining Enthusiast

Network

Visa

Expert Verdict

The Kotak Feast Gold is a niche entry-level card that excels in dining and entertainment rewards but is heavily restricted by monthly caps and transaction limits. It is best used as a secondary card specifically for small-ticket dining and movie spends.

KOTAK MAHINDRA BANKVisa

Kotak Mahindra Bank Feast Gold

Tap to see back →

REWARD SUMMARY

1% Base Rewards
A card that makes your life a total feast.

← Tap to flip back

The Bottom Line

The Kotak Mahindra Bank Feast Gold is the Kotak Feast Gold is a niche entry-level card that excels in dining and entertainment rewards but is heavily restricted by monthly caps and transaction limits. It is best used as a secondary card specifically for small-ticket dining and movie spends. With a ₹499 annual fee, it offers 0% rewards on dining and feast shield. For anyone researching kotak feast gold credit card, the verdict is simple: conditional.

It earns a base reward rate of 1% and stacks best when your spending lines up with Dining Enthusiast.

What we like

+High 10% reward rate on dining and movie spends.

+Reward points have a high value of ₹1 per point.

+Low annual fee of ₹499 with no joining fee.

+Feast Shield provides ₹50,000 insurance against fraudulent transactions.

What we don't

–Rewards are capped at 600 points (₹600) per billing cycle.

–Requires a minimum total spend of ₹5,000 in a cycle to qualify for dining points.

–Dining points are only awarded for the first 5 transactions in a cycle.

Who Should Get This Card

Use this as a quick filter before comparing rewards or fees in detail.

Best fit for

Ideal

Dining Enthusiast

Offers a significant 10% value back on restaurant and movie spends, making it ideal for weekend outings.

Best value above ₹5,000/month

Probably not for

Skip

–

High Spender

The monthly reward cap of 600 points is very low for users with high monthly expenses.

Is It Worth It For You?

Slide to your typical monthly card spend. We'll do the rest.

Calculate Your Value

Adjust your typical monthly spend by category.

Reward Rates

Kotak Mahindra Bank Feast Gold offers 1% basic reward rate.

Quick Calculator

Estimate earnings for a specific purchase

Where

Amount

₹

Dining

Movies

Fees & Charges

Joining fee₹0

Annual fee₹499

Fee waiverN/A

Eligibility

Min Income: ₹3 Lakhs
Min Credit Score: 700
Available for salaried individuals aged 21-65 years residing in major Indian cities including Mumbai, Delhi, Bangalore, Chennai, and others.

Exclusions & Terms

Fuel

Standard exclusion for reward points

Cash Advance

Standard exclusion

Frequently Asked Questions

2 data-backed answers from our card database

What is the reward rate for dining on the Kotak Feast Gold card?+

The card offers 10 Dining Points for every ₹100 spent on dining and movies, provided your total monthly spend is at least ₹5,000.

Is there a cap on the reward points earned?+

Yes, you can earn a maximum of 600 Dining Points per billing cycle, and points are only awarded for the first 5 dining/movie transactions.

Ready to apply?

₹499 fee. Excellent rewards. Apply now securely.

Apply on Kotak Mahindra Bank →

Explore More on Vyaya