IndusInd Platinum Aura Edge Credit Card: Fees, Rewards & Benefits
Dining card
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The IndusInd Platinum Aura Edge is a lifetime-free card whose appeal is its customisable Savings Plans offering up to 8X on a chosen category, plus solid free travel insurance. The very low 0.5 RP base rate and complete absence of lounge access limit it to focused, single-category users.
Dining card
The Bottom Line
The IndusInd Platinum Aura Edge is built for category-focused free-card user and insurance-conscious entrant. With no annual fee, it offers 0.6% rewards on travel plan (car rental) and a welcome benefit worth ₹250. It makes the most sense if your spending matches category-focused free-card user and insurance-conscious entrant.
It earns a base reward rate of 0.2% and stacks best when your spending lines up with Category-focused free-card user, Insurance-conscious entrant.
Who Should Get This Card
Use this as a quick filter before comparing rewards or fees in detail.
Best fit for
IdealSpenders who concentrate on one category (e.g. grocery or dining) and pick the matching plan to earn up to 8X with no fee.
Those wanting free travel insurance and never-expiring points on a lifetime-free card.
Probably not for
SkipThe card has zero lounge access, a notable gap for travellers.
With the 8X locked to one category and a 0.5 RP base, broad spenders earn very little.
Is It Worth It For You?
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Reward Rates
IndusInd Platinum Aura Edge offers 0.2% basic reward rate.
Quick Calculator
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Welcome Offer
Rs 250 Amazon Pay / Swiggy / Zomato voucher on card activation with a minimum transaction of Rs 300 (voucher brand/value varies by offer).
Fees & Charges
Eligibility
- Min Income: ₹5 Lakhs
- Min Credit Score: 750
- Age 21+, min annual income Rs 5 lakh, CIBIL 750+; lifetime-free card (nominal Rs 500 joining fee); available in Visa and Mastercard variants.
Exclusions & Terms
Forex markup
- Foreign currency markup
Cash Advance
- Cash withdrawals do not earn Reward Points. Cash advance fee of 2.5% of withdrawn amount, subject to a minimum of Rs 300.
Frequently Asked Questions
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Ready to apply?
No annual fee. Apply on the IndusInd Bank website.
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