Curated Picks|Updated March 2026

Best Dining Credit Cards (March 2026)

Dining cards reward restaurant visits, food delivery apps, and cafe spending. With food delivery growing rapidly, the right card can save significantly on Swiggy and Zomato orders.

How to Choose

Check if the card rewards both dine-in and food delivery apps
Verify Swiggy/Zomato-specific partnerships and bonus rates
Restaurant spend caps can limit value for heavy diners

Top 15 Cards for Dining

Kotak Mahindra Bank PVR Gold

KOTAK · ₹499 annual fee · 9999.9% rewards

Tata Star SBI Card

SBI · ₹499 annual fee · 100% rewards

Kotak Mahindra Bank Feast Gold

KOTAK · ₹499 annual fee · 100% rewards

Axis Bank ACE Credit Card

AXIS · ₹499 annual fee · 100% rewards

Axis Bank Cashback Credit Card

AXIS · ₹1,000 annual fee · 100% rewards

Fibe Axis Bank Credit Card

AXIS · No annual fee · 100% rewards

HDFC Bank Millennia Credit Card

HDFC · ₹1,000 annual fee · 100% rewards

IRCTC SBI Card Premier

SBI · ₹1,499 annual fee · 100% rewards

Swiggy HDFC Bank Credit Card

HDFC · ₹500 annual fee · 100% rewards

#10

Airtel Axis Bank Credit Card

AXIS · ₹500 annual fee · 100% rewards

#11

Axis Bank Horizon Credit Card

AXIS · ₹3,000 annual fee · 100% rewards

#12

Paytm HDFC Bank Digital Credit Card

HDFC · ₹149 annual fee · 100% rewards

#13

Axis Bank Vistara Credit Card

AXIS · ₹1,500 annual fee · 80% rewards

#14

SpiceJet Axis Bank Voyage Black Credit Card

AXIS · ₹2,000 annual fee · 50% rewards

#15

ICICI Bank - Times Black ICICI Bank Credit Card

ICICI · ₹20,000 annual fee · 40% rewards

Frequently Asked Questions

Which card is best for Swiggy and Zomato?

Swiggy HDFC Bank Credit Card is purpose-built for food delivery. General cashback cards like SBI Cashback can also perform well on food delivery orders.