Curated Picks|Updated October 2026

Best Cards for Grocery Shopping (October 2026)

Groceries are one of the largest monthly expenses for most families. The right card can earn meaningful rewards on BigBasket, Zepto, Blinkit, D-Mart, and local supermarkets.

Quick answer

Our top pick for cards for grocery shopping is the HSBC Live+ from HSBC (₹999 fee, airport lounge access). Best lifetime-free option: AU Xcite (AU). Ranked from 156 Indian credit cards Vyaya tracks, with fees and earn rates re-verified against issuer terms (October 2026).

How to Choose

Check if the card rewards online grocery apps (BigBasket, Zepto, Blinkit)
Some cards exclude small merchant transactions — verify minimum amounts
General cashback cards often work better than category-specific ones for groceries

Top 15 Cards for Cards for Grocery Shopping

HSBC Live+

4.5

HSBC · ₹999 annual fee · 1.5% rewards

SBI Tata Neu Infinity

SBI · ₹1,499 annual fee · 1.5% rewards

AU Altura

4.5

AU · ₹199 annual fee · 1% rewards

Bank of Baroda IRCTC BOBCARD

BoB · ₹350 annual fee · 0.5% rewards

IDFC First Power+

IDFC First · ₹499 annual fee · 0.5% rewards

ICICI HPCL Super Saver

ICICI · ₹500 annual fee · 0.5% rewards

Standard Chartered Manhattan

SC · ₹999 annual fee · 0.5% rewards

RBL Platinum Maxima Plus

RBL · ₹2,500 annual fee · 0.5% rewards

AU Vetta

AU · ₹2,999 annual fee · 0.5% rewards

#10

SBI Card PRIME

SBI · ₹2,999 annual fee · 0.5% rewards

#11

Bank of Baroda HPCL ENERGIE

BoB · ₹499 annual fee · 0.33% rewards

#12

HDFC MoneyBack+

HDFC · ₹500 annual fee · 0.33% rewards

#13

AU Xcite

AU · No annual fee · 0.25% rewards

#14

Yes Bank FinBooster

YES · No annual fee · 0.25% rewards

#15

HDFC UPI RuPay

HDFC · ₹99 annual fee · 0.25% rewards

Frequently Asked Questions

Is there a credit card for BigBasket or Zepto?

There is no dedicated grocery app card yet, but cards with broad online shopping rewards (Amazon Pay ICICI, SBI Cashback) work well for online grocery orders.