IDFC First Club Vistara Credit Card Review
Rewards card with lounge access
The IDFC First Club Vistara has a ₹4,999 annual fee + GST. It earns 2.4% back on regular spends, with 8 domestic + 4 international airport lounge visits a year. Best for: vistara flyers wanting airline status and strong base earning — our verdict: consider.
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The IDFC First Club Vistara offers a high Rs 0.8 point value (about 2.4% base earn), Club Vistara Silver status and decent lounge access. With its signature free Premium Economy ticket milestones discontinued after March 2025 and a Rs 4,999 fee without a waiver, its value now rests mainly on status and base earning.
Rewards card with lounge access
The Bottom Line
The IDFC First Club Vistara is built for vistara loyalist and dining traveller. With a ₹4,999 annual fee, it offers airport lounge access and 2.4% base rewards. It makes the most sense if your spending matches vistara loyalist and dining traveller.
It earns a base reward rate of 2.4% and stacks best when your spending lines up with Vistara Loyalist, Dining Traveller.
Who Should Get This Card
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Best fit for
IdealAir travellers who value Club Vistara Silver status and a 2.4% effective earn on general spends despite the lapsed ticket milestones
Users who use EazyDiner Prime and birthday dining bonuses alongside lounge access
Probably not for
SkipAnyone counting on the free Premium Economy ticket vouchers, which were discontinued after 31 March 2025
Those spending on utilities, rent, fuel or insurance, which earn only 1 CV Point per Rs 200 with no fuel surcharge waiver
Is It Worth It For You?
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Reward Rates
IDFC First Club Vistara offers 2.4% basic reward rate.
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Welcome Offer
1 complimentary Premium Economy ticket voucher, 1 one-class upgrade voucher, Club Vistara Silver (Maharaja Club Silver) membership, and 3 months complimentary EazyDiner Prime membership on joining. Note: milestone ticket vouchers were discontinued after 31 March 2025 following the Air India merger.
Milestone Benefits
1st complimentary Premium Economy ticket voucher on annual spends of Rs.1,50,000 (benefit discontinued after 31 March 2025).
2nd complimentary Premium Economy ticket voucher on annual spends of Rs.3,00,000 (benefit discontinued after 31 March 2025).
3rd complimentary Premium Economy ticket voucher on annual spends of Rs.4,50,000 (benefit discontinued after 31 March 2025).
4th complimentary Premium Economy ticket voucher on annual spends of Rs.9,00,000 (benefit discontinued after 31 March 2025).
5th complimentary Premium Economy ticket voucher on annual spends of Rs.12,00,000 (benefit discontinued after 31 March 2025).
Fees & Charges
Eligibility
- Min Income: ₹3 Lakhs
- Min Credit Score: 750
- Closed for new applications since Sep 2024; card being phased out post Vistara–Air India merger; Mastercard World; annual fee ₹4,999.
Exclusions & Terms
Forex markup
- Foreign currency markup
Frequently Asked Questions
7 data-backed answers from our card database
Ready to apply?
₹4,999 annual fee. Apply on the IDFC First Bank website.
Apply on IDFC First Bank →We may earn a commission if you apply through this link. It never affects our ratings.
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