ICICI Bank HPCL Titanium Credit Card Review: Fees, Rewards & Fuel S...
Check ICICI Bank HPCL Titanium Credit Card fees, 2.5% fuel surcharge waiver, reward points, and movie offers. Is it the best fuel card for you?
The ICICI Bank HPCL Titanium Credit Card is a basic entry-level fuel card. While it offers decent fuel surcharge waivers and movie discounts, it has been largely superseded by the HPCL Coral and Super Saver variants which offer better value back.
Fuel your lifestyle with rewards and savings.
The Bottom Line
The ICICI Bank HPCL Titanium Credit Card is a basic entry-level fuel card. While it offers decent fuel surcharge waivers and movie discounts, it has been largely superseded by the HPCL Coral and Super Saver variants which offer better value back. With a ₹199 annual fee that is waived on ₹50,000 yearly spend, it offers 2.5% fuel surcharge waiver on fuel purchases at hp and 0.5% base rewards. For anyone researching icici bank hpcl titanium credit card, the verdict is simple: conditional.
It earns a base reward rate of 0.5% and stacks best when your spending lines up with budget-conscious-commuter. The renewal fee gets easier to justify once you can hit ₹50,000 in yearly spend.
Who Should Get This Card
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Best fit for
IdealIdeal for those who primarily use HPCL for fuel and want a low-cost card with basic lifestyle perks.
Probably not for
SkipLacks lounge access and travel-specific insurance or rewards.
Is It Worth It For You?
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Reward Rates
ICICI Bank HPCL Titanium Credit Card offers 0.5% basic reward rate.
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Fees & Charges
Eligibility
- Min Income: ₹2.4 Lakhs
- Min Credit Score: 750
- Minimum age 21 years. Available for both salaried and self-employed individuals. Often offered to existing ICICI Bank customers.
Exclusions & Terms
Fuel
- Fuel spends earn surcharge waivers instead of standard reward points.
Cash Advances
- Standard bank exclusion.
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Frequently Asked Questions
2 data-backed answers from our card database