ICICI Bank HPCL Coral Credit Card Review 2026: Fees & Rewards
Explore ICICI Bank HPCL Coral Credit Card benefits: 2.5% fuel cashback, movie discounts, and lounge access. Check fees, eligibility, and apply online.
The ICICI Bank HPCL Coral Credit Card is a decent entry-level fuel card for those loyal to HPCL. While the fuel benefits are capped low, the movie discounts and low annual fee make it a balanced lifestyle card for beginners.
Fuel your journeys with rewards and savings.
The Bottom Line
The ICICI Bank HPCL Coral Credit Card is a decent entry-level fuel card for those loyal to HPCL. While the fuel benefits are capped low, the movie discounts and low annual fee make it a balanced lifestyle card for beginners. With a ₹199 annual fee that is waived on ₹50,000 yearly spend, it offers 0% rewards on fuel and a welcome benefit worth ₹100. For anyone researching icici bank hpcl coral credit card, the verdict is simple: conditional.
It earns a base reward rate of 0.5% and stacks best when your spending lines up with frequent-commuter, movie-goer. The renewal fee gets easier to justify once you can hit ₹50,000 in yearly spend.
Who Should Get This Card
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Best fit for
IdealStrong fit for those who primarily refuel at HPCL stations and want basic cashback.
Offers consistent 25% discounts on movie tickets, which is rare for entry-level fuel cards.
Probably not for
SkipThe low cashback caps and high lounge spend requirements make it less rewarding for high spenders.
Is It Worth It For You?
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Reward Rates
ICICI Bank HPCL Coral Credit Card offers 0.5% basic reward rate.
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Welcome Offer
₹100 fuel voucher Spend ₹5,000 within 45 days of card issuance.
Milestone Benefits
For every ₹1 Lakh spend after the first ₹2 Lakhs, up to 10,000 points annually.
Bonus Points
Fees & Charges
Eligibility
- Min Income: ₹2.4 Lakhs
- Min Credit Score: 700
- Minimum age 21 years. Salaried income of ₹20,000 per month or self-employed ITR of ₹2.4 Lakhs per annum.
Exclusions & Terms
Fuel
Rent
Wallet Load
Government Services
Education (via 3rd party)
EMI Transactions
Cash Advance
Frequently Asked Questions
2 data-backed answers from our card database