ICICI Bank HPCL Platinum Credit Card Review: Fees, Rewards & Fuel S...
Get details on ICICI Bank HPCL Platinum Credit Card. Features 2.5% fuel cashback, surcharge waivers, and movie discounts. Check eligibility and fees.
An entry-level fuel card best suited for those who primarily refuel at HPCL stations and want a low-cost card with basic lifestyle perks like movie discounts.
Fuel your journey with rewards and cashback.
The Bottom Line
The ICICI Bank HPCL Platinum Credit Card is an entry-level fuel card best suited for those who primarily refuel at HPCL stations and want a low-cost card with basic lifestyle perks like movie discounts. With a ₹199 annual fee that is waived on ₹50,000 yearly spend, it offers 0% rewards on fuel at hpcl and 2.5% cashback up to ₹100 per month on fuel at hpcl. For anyone researching icici bank hpcl platinum credit card, the verdict is simple: conditional.
It earns a base reward rate of 0.5% and stacks best when your spending lines up with budget-commuter. The renewal fee gets easier to justify once you can hit ₹50,000 in yearly spend.
Who Should Get This Card
Use this as a quick filter before comparing rewards or fees in detail.
Best fit for
IdealStrong fuel savings at HPCL pumps for a very low annual fee.
Probably not for
SkipLacks lounge access and travel-specific reward multipliers.
Is It Worth It For You?
Slide to your typical monthly card spend. We'll do the rest.
Calculate Your Value
Adjust your typical monthly spend by category.
Spend ₹50,000 more to waive annual fee
Sign in for personalized estimates based on your actual spending
Reward Rates
ICICI Bank HPCL Platinum Credit Card offers 0.5% basic reward rate.
Quick Calculator
Estimate earnings for a specific purchase
Milestone Benefits
Annual Fee Waiver
Fees & Charges
Eligibility
- Min Income: ₹2.4 Lakhs
- Min Credit Score: 750
- Minimum age 21 years; Maximum age 65 years. Available for salaried individuals with monthly income > ₹20,000 and self-employed with ITR > ₹2.4 Lakhs.
Exclusions & Terms
Fuel
- Fuel transactions earn specific cashback/surcharge waivers instead of base reward points.
Frequently Asked Questions
2 data-backed answers from our card database