ICICI Bank Coral Credit Card Review 2026: Fees, Rewards & Lounge Ac...
Check ICICI Bank Coral Credit Card fees, reward points, and lounge access rules. Learn about the ₹75,000 spend criteria for lounges and movie discounts.
The ICICI Bank Coral Credit Card is a solid entry-level choice for those starting their credit journey. While recent devaluations have added spend requirements for lounge and movie benefits, it remains a low-maintenance card with decent lifestyle perks for moderate spenders.
The first step to financial freedom with lifestyle rewards.
The Bottom Line
The ICICI Bank Coral Credit Card is a solid entry-level choice for those starting their credit journey. While recent devaluations have added spend requirements for lounge and movie benefits, it remains a low-maintenance card with decent lifestyle perks for moderate spenders. With a ₹500 annual fee that is waived on ₹1,50,000 yearly spend, it offers 0% rewards on ishop spends and movie discounts. For anyone researching icici bank coral credit card, the verdict is simple: conditional.
It earns a base reward rate of 0.5% and stacks best when your spending lines up with entry-level-spender, movie-buff. The renewal fee gets easier to justify once you can hit ₹1,50,000 in yearly spend.
Who Should Get This Card
Use this as a quick filter before comparing rewards or fees in detail.
Best fit for
IdealLow annual fee and easy fee waiver with basic lifestyle perks.
Regular discounts on BookMyShow and INOX tickets.
Probably not for
SkipLimited lounge access and no international lounge benefits.
Base reward rate is low compared to premium cards.
Is It Worth It For You?
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Reward Rates
ICICI Bank Coral Credit Card offers 0.5% basic reward rate.
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Milestone Benefits
For every ₹1 lakh spent after the first ₹2 lakh, up to 10,000 points per year.
Bonus Points
Fees & Charges
Eligibility
- Min Income: ₹2.4 Lakhs
- Min Credit Score: 750
- Minimum age 21 years. Salaried monthly income of ₹20,000 or self-employed annual income of ₹2,40,000.
Exclusions & Terms
Fuel
- Surcharge waiver applicable instead
Rent
- Excluded from reward earning
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Frequently Asked Questions
3 data-backed answers from our card database