Axis Bank My Zone Credit Card Review 2026: Fees, Rewards & Benefits
Check Axis Bank My Zone Credit Card features: SonyLIV subscription, Swiggy discounts, BOGO movie tickets, and lounge access. Is it the best entry-level card?
The Axis My Zone is a solid entry-level lifestyle card for young professionals who frequently use Swiggy, Ajio, and watch movies. While the reward rate is mediocre, the instant discounts and OTT membership provide value that easily offsets the annual fee.
Your companion for movies, food, and shopping.
The Bottom Line
The Axis Bank My Zone Credit Card is the Axis My Zone is a solid entry-level lifestyle card for young professionals who frequently use Swiggy, Ajio, and watch movies. While the reward rate is mediocre, the instant discounts and OTT membership provide value that easily offsets the annual fee. With a ₹500 annual fee, it offers a welcome benefit worth ₹999 and buy one get one free on movie tickets via district. For anyone researching axis bank my zone credit card, the verdict is simple: recommended.
It earns a base reward rate of 0.2% and stacks best when your spending lines up with Entertainment Enthusiast, Foodie.
Who Should Get This Card
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Best fit for
IdealStrong benefits for OTT subscriptions and movie ticket discounts.
Regular discounts on Swiggy and EazyDiner dining offers.
Probably not for
SkipLow reward rate and capped monthly benefits make it less rewarding for large expenses.
Is It Worth It For You?
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Reward Rates
Axis Bank My Zone Credit Card offers 0.2% basic reward rate.
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Welcome Offer
Fees & Charges
Eligibility
- Min Income: ₹1.8 Lakhs
- Min Credit Score: 700
- Primary cardholder must be aged between 18 and 70 years. Available for both salaried and self-employed individuals.
Exclusions & Terms
Fuel
Insurance
Wallet Load
Rent
Utilities
Education
Government Institutions
EMI Transactions
Jewellery
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Frequently Asked Questions
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