HDFC Bank H.O.G. Diners Club Review 2026: Fees, 10X Rewards & Benefits
Explore the HDFC Bank H.O.G. Diners Club credit card. Get 10X rewards on Harley spends, unlimited lounge access, and 1:1 Air Mile conversion. Read our expert...
The HDFC H.O.G. Diners Club card is a niche powerhouse for Harley-Davidson owners, offering rewards comparable to the Diners Club Black but with specialized multipliers for the Harley ecosystem. It excels in travel and lifestyle benefits, provided you can meet the high spending requirements.
Exclusively for the Harley Owners Group
The Bottom Line
The HDFC Bank H.O.G. Diners Club Credit Card is the HDFC H.O.G. Diners Club card is a niche powerhouse for Harley-Davidson owners, offering rewards comparable to the Diners Club Black but with specialized multipliers for the Harley ecosystem. It excels in travel and lifestyle benefits, provided you can meet the high spending requirements. With a ₹10,000 annual fee that is waived on ₹5,00,000 yearly spend, it offers 0% rewards on harley-davidson dealerships and unlimited complimentary domestic and international. For anyone researching hdfc bank h.o.g diners club credit card, the verdict is simple: recommended.
It earns a base reward rate of 3.3300000000000005% and stacks best when your spending lines up with harley-enthusiast, frequent-flyer. The renewal fee gets easier to justify once you can hit ₹5,00,000 in yearly spend.
Who Should Get This Card
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Best fit for
IdealMassive 10X rewards on Harley merchandise and services at authorized dealerships.
Unlimited global lounge access and 1:1 Air Mile conversion across major airlines.
Probably not for
SkipThe ₹10,000 annual fee is difficult to justify without hitting the ₹5 Lakh waiver or utilizing the Harley-specific benefits.
Is It Worth It For You?
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Reward Rates
HDFC Bank H.O.G. Diners Club Credit Card offers 3.3300000000000005% basic reward rate.
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Milestone Benefits
Choice of 2 vouchers worth ₹500 each (Uber, TataCLiQ, BookMyShow, etc.)
Renewal fee waiver
Fees & Charges
Eligibility
- Min Income: ₹21 Lakhs
- Min Credit Score: 750
- Exclusively for Harley Owners Group (H.O.G.) members. Salaried: Net Monthly Income > ₹1.75 Lakh. Self-Employed: ITR > ₹21 Lakh per annum.
Exclusions & Terms
fuel
emi
rent
government
wallet-loading
Frequently Asked Questions
3 data-backed answers from our card database