VVyaya
Curated Picks|Updated October 2026

Best HDFC Bank Credit Cards (October 2026)

HDFC Bank has India's most comprehensive credit card portfolio, from entry-level MoneyBack to ultra-premium Infinia. Each tier targets a different spending profile and income range.

Quick answer

Our top pick for hdfc bank credit cards is the HDFC Diners Club Black Metal Edition from HDFC (₹10,000 fee, airport lounge access). Best premium pick: Infinia Metal Edition (HDFC, ₹12,500 fee). Ranked from 156 Indian credit cards Vyaya tracks, with fees and earn rates re-verified against issuer terms (October 2026).

How to Choose

  • Match card tier to your income range
  • Compare Regalia vs Diners Club for mid-premium range
  • Consider Infinia only if you can justify the fee with spend

Top 15 Cards for HDFC Bank

Frequently Asked Questions

Which HDFC credit card should I get?
For 6-10L income: Regalia or MoneyBack+. For 12-20L: Diners Club Privilege. For 20L+: Infinia or Diners Club Black. Each targets a specific spending profile.

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