Curated Picks|Updated August 2026

Best HDFC Bank Credit Cards (August 2026)

HDFC Bank has India's most comprehensive credit card portfolio, from entry-level MoneyBack to ultra-premium Infinia. Each tier targets a different spending profile and income range.

How to Choose

Match card tier to your income range
Compare Regalia vs Diners Club for mid-premium range
Consider Infinia only if you can justify the fee with spend

Top 15 Cards for HDFC Bank

HDFC Diners Club Black Metal Edition

4.8

HDFC · ₹10,000 annual fee · 1% rewards

Infinia Metal Edition

4.8

HDFC · ₹12,500 annual fee · 1% rewards

Diners Club Privilege

4.5

HDFC · ₹1,000 annual fee · 0.4% rewards

HDFC Tata Neu Plus

4.5

HDFC · ₹499 annual fee · 1% rewards

Millennia

4.5

HDFC · ₹1,000 annual fee · 1% rewards

Regalia Credit Card

4.5

HDFC · ₹2,500 annual fee · 0.53% rewards

Regalia Gold Credit Card

4.5

HDFC · ₹2,500 annual fee · 0.5% rewards

Tata Neu Infinity HDFC Bank Credit Card

4.5

HDFC · ₹1,499 annual fee · 1.5% rewards

HDFC IndiGo 6E Rewards XL

HDFC · ₹2,500 annual fee · 2% rewards

#10

HDFC Shoppers Stop

HDFC · ₹299 annual fee · 0.4% rewards

#11

Swiggy HDFC Bank Credit Card

HDFC · ₹500 annual fee · 1% rewards

#12

HDFC Freedom

HDFC · ₹500 annual fee · 0.1% rewards

#13

HDFC MoneyBack+

HDFC · ₹500 annual fee · 0.33% rewards

#14

HDFC Regalia First

HDFC · ₹1,000 annual fee · 0.53% rewards

#15

HDFC UPI RuPay

HDFC · ₹99 annual fee · 0.25% rewards

Frequently Asked Questions

Which HDFC credit card should I get?

For 6-10L income: Regalia or MoneyBack+. For 12-20L: Diners Club Privilege. For 20L+: Infinia or Diners Club Black. Each targets a specific spending profile.