Vyaya

HDFC Harley-Davidson Diners Club Review: Rewards & Benefits

Explore the HDFC Bank Harley-Davidson Diners Club Credit Card. Get 10X rewards on Harley spends, 5X on Swiggy/Zomato, and lounge access. Read our 2026 review.

Vyaya Team · Mar 2026
5 min read
Value Score
8.2 / 10
Annual Fee
₹2,500
Best For
Harley-Davidson Enthusiast, Foodie
Network
Diners Club
Expert Verdict

The HDFC Harley-Davidson Diners Club card is a niche but powerful lifestyle card. It effectively mirrors the Diners Club Privilege structure but adds specific value for Harley owners and heavy food delivery users.

HDFC Bank Harley-Davidson Diners Club Credit Card credit card by HDFC Bank - Diners Club network
REWARD SUMMARY
0.534% Base Rewards
Ride with Rewards
← Tap to flip back

The Bottom Line

The HDFC Bank Harley-Davidson Diners Club Credit Card is the HDFC Harley-Davidson Diners Club card is a niche but powerful lifestyle card. It effectively mirrors the Diners Club Privilege structure but adds specific value for Harley owners and heavy food delivery users. With a ₹2,500 annual fee that is waived on ₹3,00,000 yearly spend, it offers 0% rewards on harley-davidson spends and 2 complimentary airport lounge visits per quarter. For anyone researching hdfc bank harley-davidson diners club credit card, the verdict is simple: recommended.

It earns a base reward rate of 0.534% and stacks best when your spending lines up with Harley-Davidson Enthusiast, Foodie. The renewal fee gets easier to justify once you can hit ₹3,00,000 in yearly spend.

What we like
+10X Reward Points on Harley-Davidson merchandise and service spends.
+5X Reward Points on Swiggy and Zomato (up to 2,500 bonus points/month).
+Complimentary Swiggy One and Times Prime annual memberships as welcome benefits.
+Buy 1 Get 1 Free on BookMyShow for weekend movie tickets (up to ₹250 off).
+High redemption value of ₹0.50 per point for flights and hotel bookings via SmartBuy.
What we don't
High foreign currency markup of 3.5% compared to premium cards.
Lounge access is contingent on spending ₹15,000 in the previous calendar quarter.
Reward points are not earned on fuel, EMI, and wallet transactions.

Who Should Get This Card

Use this as a quick filter before comparing rewards or fees in detail.

Best fit for

Ideal
+
Harley-Davidson Enthusiast

Massive 10X rewards on bike servicing and official merchandise.

Best value above ₹30,000/month
+
Foodie

Excellent 5X rewards on Swiggy/Zomato and complimentary Swiggy One membership.

Best value above ₹20,000/month

Probably not for

Skip
International Traveler

The 3.5% forex markup is standard and offers no savings on foreign spends.

Low Spender

Requires ₹3 Lakh annual spend to waive the ₹2,500 fee.

Is It Worth It For You?

Slide to your typical monthly card spend. We'll do the rest.

Calculate Your Value

Adjust your typical monthly spend by category.

🍽️
Dining
05,000Max ₹50k
Est. Returns
✈️
Travel
010,000Max ₹1L
Est. Returns
🛒
Shopping
08,000Max ₹80k
Est. Returns
🥬
Groceries
06,000Max ₹40k
Est. Returns
Annual rewards0
Annual fee-₹2,500
Net Value (Year 1)-2,500
Net Value (Year 2+)-2,500
Progress to fee waiver0%

Spend ₹3,00,000 more to waive annual fee

Sign in for personalized estimates based on your actual spending

Reward Rates

HDFC Bank Harley-Davidson Diners Club Credit Card offers 0.534% basic reward rate.

Quick Calculator

Estimate earnings for a specific purchase

Harley-Davidson Spends
0%
Swiggy & Zomato
0%
SmartBuy Travel
0%

Welcome Offer

Welcome Benefit

Spend ₹75,000 within first 90 days of card issuance.

Milestone Benefits

Spend ₹150,000

Bonus Points

Spend ₹750,000

Bonus Points

Fees & Charges

Joining fee₹2,500
Annual fee₹2,500
Fee waiverSpend > ₹3,00,000

Eligibility

  • Min Income: ₹8.4 Lakhs
  • Min Credit Score: 750
  • Salaried: Age 21-60, Net Monthly Income > ₹70,000. Self-Employed: Age 21-65, IR > ₹8.4 Lakhs per annum.

Exclusions & Terms

Fuel

    EMI

      Wallet Loading

        Cash Advances

          Government Transactions

            Compare with Alternatives

            Feature
            HDFC Bank Harley-Davidson Diners Club Credit Card by HDFC Bank - credit card comparison
            HDFC Bank Harley-Davidson Diners Club Credit Card
            HDFC Bank
            Current Card
            SBI Card ELITE by SBI Card - credit card comparison
            SBI Card ELITE
            SBI Card
            View Details
            Annual Fee
            ₹2,500
            ₹4,999
            Joining Fee
            ₹2,500
            ₹4,999
            Reward Rate
            0.534%
            0.5%
            Network
            Diners Club
            Visa
            Best For
            Harley-Davidson EnthusiastFoodie
            movie-buffsinternational-travelers

            Frequently Asked Questions

            2 data-backed answers from our card database

            What is the reward rate for Harley-Davidson spends?+

            You earn 10X Reward Points (40 points per ₹150) on Harley-Davidson merchandise and service spends at authorized dealers.

            How do I get the annual fee waived?+

            The annual renewal fee of ₹2,500 is waived if you spend ₹3,00,000 or more in the preceding card anniversary year.

            Ready to apply?

            ₹2,500 fee. Excellent rewards. Apply now securely.

            Apply on HDFC Bank

            Explore More on Vyaya