Flipkart Axis Bank Credit Card Review
Shopping card
The Flipkart Axis Bank has a ₹500 annual fee + GST, waived on ₹3,50,000 annual spend. It earns 1% back on regular spends and up to 7.5% on Myntra. Best for: flipkart, myntra and partner-platform shoppers — our verdict: highly recommended.
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The Axis Flipkart card is a low-cost, high-value pick for Flipkart and Myntra loyalists, with 5% there, 4% on popular partners and a respectable 1.5% base. The Rs. 3.5 lakh fee-waiver bar is on the higher side and bills/utilities are excluded, but for the right shopper it is among the best cashback cards in its class.
Shopping card
The Bottom Line
The Flipkart Axis Bank Credit Card is built for flipkart and myntra shopper and everyday cashback user. With a ₹500 annual fee that is waived on ₹3,50,000 yearly spend, it offers 5% rewards on flipkart (shopping) and a welcome benefit worth ₹350. It makes the most sense if your spending matches flipkart and myntra shopper and everyday cashback user.
It earns a base reward rate of 1% and stacks best when your spending lines up with Flipkart and Myntra shopper, Everyday cashback user. The renewal fee gets easier to justify once you can hit ₹3,50,000 in yearly spend.
Who Should Get This Card
Use this as a quick filter before comparing rewards or fees in detail.
Best fit for
IdealA regular Flipkart/Myntra buyer who will earn 5% cashback there plus 4% on Swiggy, Uber and PVR, all on a low Rs. 500 fee.
Someone wanting a flat 1.5% on general spends with simple, no-fuss cashback redemption.
Probably not for
SkipUtilities and government services earn no cashback, so bill-heavy users miss out.
The 3.5% forex markup and lack of international lounge access make it weak abroad.
Is It Worth It For You?
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Reward Rates
Flipkart Axis Bank Credit Card offers 1% basic reward rate.
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Welcome Offer
Current (post-20-June-2025) welcome benefit: ₹250 Flipkart voucher on the first transaction made within 30 days of card issuance, plus 50% discount (up to ₹100) on the first Swiggy order — combined activation value of ~₹350. Older pre-devaluation sources cite a ₹500 Flipkart voucher instead — see top-level conflicts. Time-bound promotional offers (e.g.
Milestone Benefits
Annual fee of ₹500 + GST is waived if total eligible spends (excluding rent and wallet-load transactions) exceed ₹3,50,000 in the preceding cardmembership year.
Fees & Charges
Eligibility
- Min Income: ₹1.8 Lakhs
- Min Credit Score: 700
- Age 18-70, Indian resident; min monthly income ₹15,000; CIBIL 750+; available on Visa and Mastercard.
Exclusions & Terms
Forex markup
- Foreign currency markup
Online Gaming
- No cashback on online-gaming spends. A 1% surcharge applies on cumulative online-gaming spends exceeding ₹10,000 within a statement cycle.
Frequently Asked Questions
8 data-backed answers from our card database
Ready to apply?
₹500 annual fee. Apply on the Axis Bank website.
Apply on Axis Bank →We may earn a commission if you apply through this link. It never affects our ratings.
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