Yes Bank MARQUEE Credit Card: Fees, Rewards & Benefits
Utilities card with lounge access
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The Yes Bank MARQUEE is a premium card with strong online earning (36 points per INR 200, capped 100,000/month), 24 domestic plus unlimited international lounge access and a low 1% forex markup. A INR 9,999 joining fee and INR 24 lakh income bar make it a card for affluent, high-volume online spenders and travellers.
Utilities card with lounge access
The Bottom Line
The Marquee Credit Card is built for affluent online spender and frequent traveller. With a ₹4,999 annual fee that is waived on ₹10,00,000 yearly spend, it offers 2.7% rewards on online and 40,000 bonus points. It makes the most sense if your spending matches affluent online spender and frequent traveller.
It earns a base reward rate of 1.3499999999999999% and stacks best when your spending lines up with Affluent Online Spender, Frequent Traveller. The renewal fee gets easier to justify once you can hit ₹10,00,000 in yearly spend.
Who Should Get This Card
Use this as a quick filter before comparing rewards or fees in detail.
Best fit for
IdealHigh earners (INR 24 lakh+ income) who spend heavily online and can use the 36-per-INR-200 online rate up to the 100,000-point monthly cap and waive the fee at INR 10 lakh spend.
Those who will use 24 domestic and unlimited international lounge visits plus the 1% forex markup.
Probably not for
SkipThe INR 9,999 joining fee and INR 10 lakh waiver bar make it hard to justify without large spends.
The INR 24 lakh minimum income requirement excludes most.
Is It Worth It For You?
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Reward Rates
Marquee Credit Card offers 1.3499999999999999% basic reward rate.
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Welcome Offer
40,000 YES Rewardz Points (value up to Rs.10,000 at best redemption rate) credited on payment of the joining fee, plus a complimentary ETPrime (Economic Times Prime) subscription worth Rs.3,199. Not spend-linked; triggered by joining-fee payment.
Milestone Benefits
Annual/renewal fee of Rs.4,999+GST is waived if annual retail spends reach Rs.10,00,000 (Rs.10 lakh) or more in the preceding membership year.
Fees & Charges
Eligibility
- Min Income: ₹36 Lakhs
- Min Credit Score: 750
- Salaried/self-employed age 21-60; min ITR Rs 36 lakh; joining fee Rs 9,999; renewal fee Rs 4,999 waived on Rs 10 lakh annual spend.
Exclusions & Terms
Forex markup
- Foreign currency markup
Marketing/Advertising services
- Marketing/Advertising services
EMI conversion (instant and post-purchase)
- Purchases converted to EMI at point of sale or afterward do not earn reward points.
Cash withdrawal / cash advance
- Cash withdrawals and the cash advance fee amount do not earn reward points; cash advance fee is 2.5% of transaction amount or Rs.500, whichever is higher.
Frequently Asked Questions
3 data-backed answers from our card database
Ready to apply?
₹4,999 annual fee. Apply on the Yes Bank website.
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