ICICI Bank Times Black Credit Card Review 2026: Fees, Rewards & Ben...
Explore the ICICI Bank Times Black Credit Card. Features unlimited lounge access, 1.49% forex markup, and luxury milestone rewards. Is it worth the ₹20,000 fee?
The ICICI Times Black is a lifestyle-heavy metal card that excels in travel perks like unlimited lounge access and low forex fees. While its base reward rate is modest, the milestone benefits and welcome vouchers effectively offset the high annual fee for high spenders.
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The Bottom Line
The ICICI Bank - Times Black ICICI Bank Credit Card is the ICICI Times Black is a lifestyle-heavy metal card that excels in travel perks like unlimited lounge access and low forex fees. While its base reward rate is modest, the milestone benefits and welcome vouchers effectively offset the high annual fee for high spenders. With a ₹20,000 annual fee that is waived on ₹25,00,000 yearly spend, it offers 0% rewards on hotels via ishop and unlimited lounge access. For anyone researching icici bank times black credit card, the verdict is simple: recommended.
It earns a base reward rate of 0.8% and stacks best when your spending lines up with Frequent International Traveler, Luxury Lifestyle Seeker. The renewal fee gets easier to justify once you can hit ₹25,00,000 in yearly spend.
Who Should Get This Card
Use this as a quick filter before comparing rewards or fees in detail.
Best fit for
IdealUnlimited global lounge access and a low 1.49% forex markup provide significant value.
Access to The Quorum Club, CribLife concierge, and luxury stay vouchers align with high-end preferences.
Probably not for
SkipThe ₹20,000 annual fee is hard to justify without hitting high spend milestones for waivers and vouchers.
Is It Worth It For You?
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Reward Rates
ICICI Bank - Times Black ICICI Bank Credit Card offers 0.8% basic reward rate.
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Welcome Offer
{'brand': 'EaseMyTrip', 'value': 10000, 'type': 'Hotel Voucher'} {'brand': 'Toni & Guy', 'value': 3000, 'type': 'Lifestyle Voucher'} {'brand': 'Interflora', 'value': 1000, 'type': 'Lifestyle Voucher'} {'brand': 'Zomato Gold', 'value': 1000, 'type': 'Annual Membership'}
Milestone Benefits
Bonus Points
Redeemable for airport transfers or heli-rides
Bonus Points
One-night stay at Ayatana Resorts or Lohono
Fees & Charges
Eligibility
- Min Income: ₹24 Lakhs
- Min Credit Score: 750
- Salaried individuals with monthly income of ₹2 Lakhs or self-employed with annual income of ₹24 Lakhs.
Exclusions & Terms
Fuel
Rent payments
EMI transactions
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Frequently Asked Questions
3 data-backed answers from our card database