Standard Chartered Platinum Rewards Credit Card: Fees, Rewards & Benef
Dining card
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The SC Platinum Rewards is a bare-bones, low-fee card offering uncapped 5x points on dining and fuel. With points worth just 0.25 INR, no lounge access and a 3.5% forex markup, returns stay under ~1% and it suits only category-focused budget users.
Dining card
The Bottom Line
The Standard Chartered Platinum Rewards is built for dining & fuel spender and budget cardholder. With a ₹250 annual fee that is waived on ₹60,000 yearly spend, it offers 0.83% rewards on dining and 0.16666666666666669% base rewards. It makes the most sense if your spending matches dining & fuel spender and budget cardholder.
It earns a base reward rate of 0.16666666666666669% and stacks best when your spending lines up with Dining & Fuel Spender, Budget Cardholder. The renewal fee gets easier to justify once you can hit ₹60,000 in yearly spend.
Who Should Get This Card
Use this as a quick filter before comparing rewards or fees in detail.
Best fit for
IdealUsers who concentrate spends on restaurants and petrol and want uncapped 5x earning for a tiny INR 250 fee.
Those wanting a low-cost everyday card without paying for premium perks they will not use.
Probably not for
SkipThe 0.25 INR per point value keeps even accelerated dining/fuel earning under ~1%.
No lounge access and a 3.5% forex markup make it unsuitable for travel.
Is It Worth It For You?
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Spend ₹60,000 more to waive annual fee
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Reward Rates
Standard Chartered Platinum Rewards offers 0.16666666666666669% basic reward rate.
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Welcome Offer
Joining fee of INR 250 + GST is waived on spends of INR 500 within the first 30 days of card issuance.
Fees & Charges
Eligibility
- Min Income: ₹2.4 Lakhs
- Min Credit Score: 750
- Salaried/self-employed age 21-65; min gross monthly income Rs 20,000; joining fee Rs 250 waived on Rs 500 spend in 30 days.
Exclusions & Terms
Forex markup
- Foreign currency markup
Frequently Asked Questions
2 data-backed answers from our card database
Ready to apply?
₹250 annual fee. Apply on the Standard Chartered website.
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