Reliance SBI Card Review 2026: Fees, Rewards & Benefits
Check Reliance SBI Card features, 10x rewards on Ajio & JioMart, ₹500 welcome voucher, and fee waiver details. Is it the best shopping card for you?
The Reliance SBI Card is a solid entry-level co-branded card for those who shop heavily within the Reliance ecosystem. While it lacks premium perks like lounge access, its high reward rate on Ajio and JioMart makes it a great secondary card for household shopping.
Rewarding your shopping experience across Reliance Retail.
The Bottom Line
The Reliance SBI Card is a solid entry-level co-branded card for those who shop heavily within the Reliance ecosystem. While it lacks premium perks like lounge access, its high reward rate on Ajio and JioMart makes it a great secondary card for household shopping. With a ₹499 annual fee that is waived on ₹1,00,000 yearly spend, it offers fuel surcharge waiver and 0.25% base rewards. For anyone researching reliance sbi card, the verdict is simple: recommended.
It earns a base reward rate of 0.25% and stacks best when your spending lines up with Reliance Loyalists. The renewal fee gets easier to justify once you can hit ₹1,00,000 in yearly spend.
Who Should Get This Card
Use this as a quick filter before comparing rewards or fees in detail.
Best fit for
IdealHigh value back on grocery (JioMart), fashion (Ajio, Trends), and electronics (Reliance Digital).
Probably not for
SkipLacks travel-specific benefits like lounge access or air mile conversions.
Is It Worth It For You?
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Reward Rates
Reliance SBI Card offers 0.25% basic reward rate.
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Milestone Benefits
Reliance Retail Voucher for spends at participating stores
Reliance Retail Voucher for spends at participating stores
Reliance Retail Voucher for spends at participating stores
Fees & Charges
Eligibility
- Min Income: ₹2.4 Lakhs
- Min Credit Score: 750
- Minimum age 21 years, maximum 70 years. Available for salaried and self-employed individuals with a steady income.
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Frequently Asked Questions
2 data-backed answers from our card database