Reliance SBI Card PRIME Review 2026: 5% Value Back & Lounge Access
Get 20 Reward Points per ₹100 on Ajio & JioMart with Reliance SBI Card PRIME. Explore fees, 12 lounge visits, and ₹3,000 welcome voucher details.
The Reliance SBI Card PRIME is a powerhouse for those deeply integrated into the Reliance ecosystem. With the 2025 update doubling rewards on Ajio and JioMart, it offers one of the best value-back rates for retail shopping in India, complemented by solid travel and entertainment perks.
Elevate your shopping experience with the power of Reliance and SBI Card.
The Bottom Line
The Reliance SBI Card PRIME is a powerhouse for those deeply integrated into the Reliance ecosystem. With the 2025 update doubling rewards on Ajio and JioMart, it offers one of the best value-back rates for retail shopping in India, complemented by solid travel and entertainment perks. With a ₹2,999 annual fee that is waived on ₹3,00,000 yearly spend, it offers 0% rewards on ajio & jiomart and movie benefit. For anyone researching reliance sbi card prime, the verdict is simple: recommended.
It earns a base reward rate of 0.125% and stacks best when your spending lines up with Reliance Brand Loyalist, Frequent Shopper. The renewal fee gets easier to justify once you can hit ₹3,00,000 in yearly spend.
Who Should Get This Card
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Best fit for
IdealMaximum value back on JioMart, Ajio, Trends, and other Reliance ecosystem stores.
Excellent milestone rewards and welcome vouchers for high retail spenders.
Probably not for
SkipThe ₹2,999 fee is hard to justify without hitting the ₹3 Lakh waiver or utilizing the Reliance vouchers.
Is It Worth It For You?
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Reward Rates
Reliance SBI Card PRIME offers 0.125% basic reward rate.
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Milestone Benefits
Bonus Points
Bonus Points
Bonus Points
Fees & Charges
Eligibility
- Min Income: ₹9 Lakhs
- Min Credit Score: 750
- Applicants should be aged between 21 and 70 years. Requires a stable source of income and a good credit history.
Exclusions & Terms
Fuel
- Surcharge waiver applicable instead
Property Rental
- Excluded from rewards
Wallet Upload
- Excluded from rewards
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Frequently Asked Questions
3 data-backed answers from our card database