RBL Shoprite Plus Credit Card: Fees, Rewards & Benefits
Grocery card
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The RBL Shoprite Plus is effectively a grocery card built around a 20X (about 5%) grocery rate capped at 1,000 points a month, on a near-free Rs. 500-fee package with a BookMyShow perk. The 0.25% base rate and lack of lounge access keep it a supplementary household card.
Grocery card
The Bottom Line
The RBL Shoprite Plus is built for grocery shopper and budget movie-goer. With a ₹500 annual fee that is waived on ₹1,50,000 yearly spend, it offers 5% rewards on grocery and 2,000 bonus points. It makes the most sense if your spending matches grocery shopper and budget movie-goer.
It earns a base reward rate of 0.25% and stacks best when your spending lines up with Grocery shopper, Budget movie-goer. The renewal fee gets easier to justify once you can hit ₹1,50,000 in yearly spend.
Who Should Get This Card
Use this as a quick filter before comparing rewards or fees in detail.
Best fit for
IdealSomeone spending about Rs. 5,000 a month on groceries who can max the 1,000-point cap for roughly 5% back while waiving the small Rs. 500 fee.
A user who wants a near-free card with a recurring BookMyShow discount alongside grocery rewards.
Probably not for
SkipAnyone whose spend exceeds the small grocery cap or sits outside groceries earns only about 0.25% back.
With no lounge access and a 3.5% forex markup, the card adds nothing for travel or foreign spending.
Is It Worth It For You?
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Reward Rates
RBL Shoprite Plus offers 0.25% basic reward rate.
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Welcome Offer
2,000 Reward Points as a joining/welcome benefit, credited within 60 days, subject to the card being used within 30 days of issuance and the joining/annual fee being paid.
Milestone Benefits
Annual/membership fee (INR 500 + GST) waived on spends of INR 1.5 lakh or more in a membership year.
Fees & Charges
Eligibility
- Min Income: ₹3 Lakhs
- Min Credit Score: 750
- Age 18-65, Indian resident; salaried or self-employed; min ~Rs 3L annual income/ITR; grocery-focused rewards card (Shoprite family).
Exclusions & Terms
Forex markup
- Foreign currency markup
Frequently Asked Questions
2 data-backed answers from our card database
Ready to apply?
₹500 annual fee. Apply on the RBL Bank website.
Apply on RBL Bank →We may earn a commission if you apply through this link. It never affects our ratings.
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