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RBL Shoprite Plus Credit Card: Fees, Rewards & Benefits

Grocery card

Vyaya Team · Aug 2026
5 min read
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Value Score
8.0 / 10
Annual Fee
₹500
Best For
Grocery shopper, Budget movie-goer
Network
Mastercard
Expert Verdict

The RBL Shoprite Plus is effectively a grocery card built around a 20X (about 5%) grocery rate capped at 1,000 points a month, on a near-free Rs. 500-fee package with a BookMyShow perk. The 0.25% base rate and lack of lounge access keep it a supplementary household card.

RBL BANKMastercard
RBL Shoprite Plus
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REWARD SUMMARY
0.25% Base Rewards
Grocery card
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The Bottom Line

The RBL Shoprite Plus is built for grocery shopper and budget movie-goer. With a ₹500 annual fee that is waived on ₹1,50,000 yearly spend, it offers 5% rewards on grocery and 2,000 bonus points. It makes the most sense if your spending matches grocery shopper and budget movie-goer.

It earns a base reward rate of 0.25% and stacks best when your spending lines up with Grocery shopper, Budget movie-goer. The renewal fee gets easier to justify once you can hit ₹1,50,000 in yearly spend.

What we like
+Strong 20X grocery earning (20 points per Rs. 100) versus the 1-point base, for up to about 5% value back on grocery shopping.
+No joining fee and a low Rs. 500 annual fee that is waived on Rs. 1.5 lakh of annual spend.
+BookMyShow movie discount of 10% (up to Rs. 100) usable 15 times a year.
+Fuel surcharge waiver on transactions between Rs. 500 and Rs. 4,000, up to Rs. 100 per month (about Rs. 1,200 a year).
What we don't
Grocery acceleration is capped at 1,000 points per month, so the 20X benefit stops after Rs. 5,000 of monthly grocery spend.
Very weak base rate of 1 point per Rs. 100 (about 0.25% back) on non-grocery spend, with points valued at only Re. 0.25.
No lounge access at all (0 domestic, 0 international).
High 3.5% forex markup and fuel spends earn no reward points.

Who Should Get This Card

Use this as a quick filter before comparing rewards or fees in detail.

Best fit for

Ideal
+
Grocery shopper

Someone spending about Rs. 5,000 a month on groceries who can max the 1,000-point cap for roughly 5% back while waiving the small Rs. 500 fee.

+
Budget movie-goer

A user who wants a near-free card with a recurring BookMyShow discount alongside grocery rewards.

Probably not for

Skip
High or diverse spender

Anyone whose spend exceeds the small grocery cap or sits outside groceries earns only about 0.25% back.

Traveller

With no lounge access and a 3.5% forex markup, the card adds nothing for travel or foreign spending.

Is It Worth It For You?

Slide to your typical monthly card spend. We'll do the rest.

Calculate Your Value

Adjust your typical monthly spend by category.

Dining
05,000Max ₹50k
Est. Returns
Travel
010,000Max ₹1L
Est. Returns
Online & Shopping
08,000Max ₹80k
Est. Returns
Groceries
06,000Max ₹40k
Est. Returns
Annual rewards0
Welcome bonus (Year 1)+₹500
Annual fee-₹500
Net Value (Year 1)+0
Net Value (Year 2+)-500
Progress to fee waiver0%

Spend ₹1,50,000 more to waive annual fee

Sign in for personalized estimates based on your actual spending

Reward Rates

RBL Shoprite Plus offers 0.25% basic reward rate.

Quick Calculator

Estimate earnings for a specific purchase

Grocery
5%

Welcome Offer

2,000 Reward Points

2,000 Reward Points as a joining/welcome benefit, credited within 60 days, subject to the card being used within 30 days of issuance and the joining/annual fee being paid.

Value: ₹500

Milestone Benefits

Spend ₹1,50,000

Annual/membership fee (INR 500 + GST) waived on spends of INR 1.5 lakh or more in a membership year.

Fees & Charges

Joining fee₹0
Annual fee₹500
Fee waiverSpend > ₹1,50,000

Eligibility

  • Min Income: ₹3 Lakhs
  • Min Credit Score: 750
  • Age 18-65, Indian resident; salaried or self-employed; min ~Rs 3L annual income/ITR; grocery-focused rewards card (Shoprite family).

Exclusions & Terms

Forex markup

  • Foreign currency markup

Frequently Asked Questions

2 data-backed answers from our card database

What is the annual fee of the RBL Shoprite Plus?+

The RBL Shoprite Plus has an annual fee of ₹500, waived on annual spends of ₹150,000.

What rewards does the RBL Shoprite Plus offer?+

It earns Reward Points, with accelerated earning on Grocery.

Ready to apply?

₹500 annual fee. Apply on the RBL Bank website.

Apply on RBL Bank

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