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RBL BankBazaar SaveMax Credit Card: Fees, Rewards & Benefits

Grocery card

Vyaya Team · Aug 2026
5 min read
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Value Score
8.0 / 10
Annual Fee
₹0
Best For
Grocery-focused household, Budget-conscious first card holder
Network
Visa
Expert Verdict

The RBL BankBazaar SaveMax is a lifetime-free grocery card whose 5X grocery earning (capped at 1,000 points/month) plus monthly Zomato and BookMyShow perks give it solid everyday value at zero cost. Beyond groceries the 0.2% base rate and long exclusion list limit it to a supplementary household card.

RBL BANKVisa
RBL BankBazaar SaveMax
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REWARD SUMMARY
0.2% Base Rewards
Grocery card
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The Bottom Line

The RBL BankBazaar SaveMax is built for grocery-focused household and budget-conscious first card holder. With no annual fee, it offers 1% rewards on grocery and bookmyshow movie discount. It makes the most sense if your spending matches grocery-focused household and budget-conscious first card holder.

It earns a base reward rate of 0.2% and stacks best when your spending lines up with Grocery-focused household, Budget-conscious first card holder.

What we like
+Lifetime-free with Rs. 0 joining fee and Rs. 0 annual fee.
+5X accelerated earning on grocery (5 points per Rs. 100 vs the 1-point base), points valued at Re. 0.20, for roughly 1% back on grocery up to the cap.
+Monthly lifestyle perks: 10% instant discount (up to Rs. 100) on BookMyShow movie tickets and 10% cashback (up to Rs. 100) on Zomato orders each month.
+Includes a complimentary monthly credit advisory report from BankBazaar.com.
What we don't
Grocery acceleration is capped at 1,000 points per month, so the 5X benefit stops after about Rs. 20,000 of monthly grocery spend.
Weak base rate of just 1 point per Rs. 100 (about 0.2% back) on all non-grocery spend.
Extensive earning exclusions: fuel, utilities, insurance, government, railways, rent, education, wallets, EMI and cash earn nothing.
No lounge access at all and a high 3.5% forex markup.

Who Should Get This Card

Use this as a quick filter before comparing rewards or fees in detail.

Best fit for

Ideal
+
Grocery-focused household

A family that spends meaningfully on groceries each month and can max the 1,000-point monthly cap, while enjoying the free Zomato and BookMyShow perks at no annual cost.

+
Budget-conscious first card holder

Someone wanting a no-fee starter card with small everyday lifestyle discounts and a free credit report.

Probably not for

Skip
Heavy general spender

Anyone whose spend is mostly outside groceries earns only about 0.2% back and will find better flat-rate or category cards.

Traveller

With no lounge access and a 3.5% forex markup, this card offers nothing for travel or overseas spending.

Is It Worth It For You?

Slide to your typical monthly card spend. We'll do the rest.

Calculate Your Value

Adjust your typical monthly spend by category.

Dining
05,000Max ₹50k
Est. Returns
Travel
010,000Max ₹1L
Est. Returns
Online & Shopping
08,000Max ₹80k
Est. Returns
Groceries
06,000Max ₹40k
Est. Returns
Annual rewards0
Annual feeFREE
Net Value (Year 1)+0
Net Value (Year 2+)+0

Sign in for personalized estimates based on your actual spending

Reward Rates

RBL BankBazaar SaveMax offers 0.2% basic reward rate.

Quick Calculator

Estimate earnings for a specific purchase

Grocery
1%

Welcome Offer

Welcome Benefit

Complimentary monthly credit advisory report from BankBazaar.com. Some channels advertise an activation voucher (e.g. INR 300 Amazon Pay/Swiggy/Zomato), but this is not stated in the official RBL Bank T&C and is treated as unconfirmed.

Fees & Charges

Joining fee₹0
Annual fee₹0
Fee waiverN/A

Eligibility

  • Min Credit Score: 750
  • Age 18+, Indian resident; salaried or self-employed with stable income; 750+ CIBIL preferred; lifetime-free, invitation/pre-approval based co-branded card.

Exclusions & Terms

Forex markup

  • Foreign currency markup

EMI Transactions

  • Does not earn reward points. Includes Retail EMI, SNP, Xpresscash transactions, and EMI conversion of retail transactions.

Cash / Quasi Cash

  • Does not earn base reward points (effective Oct 15, 2024). Cash MCCs 6011, 6010; Quasi-Cash MCCs 6050, 6051, 4829.

Frequently Asked Questions

2 data-backed answers from our card database

What is the annual fee of the RBL BankBazaar SaveMax?+

The RBL BankBazaar SaveMax has no annual fee (lifetime free).

What rewards does the RBL BankBazaar SaveMax offer?+

It earns Reward Points, with accelerated earning on Grocery.

Ready to apply?

No annual fee. Apply on the RBL Bank website.

Apply on RBL Bank

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