RBL BankBazaar SaveMax Credit Card Review
Grocery card
The RBL BankBazaar SaveMax is lifetime free (no joining or annual fee). It earns 0.2% back on regular spends and up to 1% on Grocery. Best for: grocery shoppers wanting a free card with movie and food perks — our verdict: recommended.
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The RBL BankBazaar SaveMax is a lifetime-free grocery card whose 5X grocery earning (capped at 1,000 points/month) plus monthly Zomato and BookMyShow perks give it solid everyday value at zero cost. Beyond groceries the 0.2% base rate and long exclusion list limit it to a supplementary household card.
Grocery card
The Bottom Line
The RBL BankBazaar SaveMax is built for grocery-focused household and budget-conscious first card holder. With no annual fee, it offers 1% rewards on grocery and bookmyshow movie discount. It makes the most sense if your spending matches grocery-focused household and budget-conscious first card holder.
It earns a base reward rate of 0.2% and stacks best when your spending lines up with Grocery-focused household, Budget-conscious first card holder.
Who Should Get This Card
Use this as a quick filter before comparing rewards or fees in detail.
Best fit for
IdealA family that spends meaningfully on groceries each month and can max the 1,000-point monthly cap, while enjoying the free Zomato and BookMyShow perks at no annual cost.
Someone wanting a no-fee starter card with small everyday lifestyle discounts and a free credit report.
Probably not for
SkipAnyone whose spend is mostly outside groceries earns only about 0.2% back and will find better flat-rate or category cards.
With no lounge access and a 3.5% forex markup, this card offers nothing for travel or overseas spending.
Is It Worth It For You?
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Reward Rates
RBL BankBazaar SaveMax offers 0.2% basic reward rate.
Quick Calculator
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Welcome Offer
Complimentary monthly credit advisory report from BankBazaar.com. Some channels advertise an activation voucher (e.g. INR 300 Amazon Pay/Swiggy/Zomato), but this is not stated in the official RBL Bank T&C and is treated as unconfirmed.
Fees & Charges
Eligibility
- Min Credit Score: 750
- Age 18+, Indian resident; salaried or self-employed with stable income; 750+ CIBIL preferred; lifetime-free, invitation/pre-approval based co-branded card.
Exclusions & Terms
Forex markup
- Foreign currency markup
EMI Transactions
- Does not earn reward points. Includes Retail EMI, SNP, Xpresscash transactions, and EMI conversion of retail transactions.
Cash / Quasi Cash
- Does not earn base reward points (effective Oct 15, 2024). Cash MCCs 6011, 6010; Quasi-Cash MCCs 6050, 6051, 4829.
Frequently Asked Questions
7 data-backed answers from our card database
Ready to apply?
No annual fee. Apply on the RBL Bank website.
Apply on RBL Bank →We may earn a commission if you apply through this link. It never affects our ratings.
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